Being a bank officer is considered to be a dream job for many in the country and is coveted by so many aspirants who flock to attempt the entrance examinations. Examinations for all banks including SBI, RBI, Canara, Corporation and other regional nationalized banks are equally competitive and hard to qualify. So it is imperative that you stand out from the crow by taking a meticulous approach towards the exam.

Tips to Crack Any Bank Exam

So here are 10 tips that will help you to crack any Banking Exam and help you achieve your dream of becoming a bank officer.

Properly analyze the syllabus

First things first, before attempting any examination it is important to determine what to study. So going through the syllabus is important. It is important to cross-verify the syllabus with more than one source, as there is always the possibility of misinformation. In some instances, students would be underprepared or inadequately prepared, when they fail to notice changes in a syllabus for that year. This would be counterproductive as you would be spending months preparing for syllabi and topics that have been omitted or modified for that year. The best thing to do is to reach out to the official website of each bank to determine the exact syllabus.

Make a study plan

The next step is to create a study plan. The following factors must be taken into consideration when preparing a plan:

1. How much time is remaining?
2. How much of the syllabus are you familiar with?
3. What resources do you have to prepare for the exam?
4. Is the plan realistic?

Without a realistic plan, you are never going to get anywhere, so make sure that you factor in limitations and give room for slippage so as to make the plan as relevant and realistic as possible.

Execute the plan

No matter how solid and good your plan is, you will see no success if it isn’t executed. So make sure that you put in the stipulated hours per day to learn. This is often the part that is the toughest as it requires a lot of hard work. Stick to your plan and don’t let distractions intervene.

Solve past question papers

This is the easiest way to familiarize yourself with the quality of the examination and the type of questions that you will be asked. Moreover, this is probably the only best free resource that you are going to receive with regard to the examination. So make sure that you attempt the past three years’ question papers to kick-start your evaluation of your readiness.

IBPS PO Prelims Previous Year Papers

SBI PO Prelims Previous Year Question Papers

Take mock tests

This is very important. The old adage ‘practice makes perfect‘ is highly underappreciated, as candidates assume that their preparation is sufficient to pull them through. You will be surprised at the results when taking your first mock test. You may be under the impression that you have covered all topics but still get so many questions wrong. This is why mock tests are important as they let you gauge your level of preparation. Plus by taking multiple mock tests, you will be able to cover potential questions from a wide range of topics in the examination. Mock tests also help build the speed at which you answer questions. This will help you fine-tune your preparations.

IBPS PO Free Mock Tests

SBI PO Free Mock Tests

Create an exam plan

It isn’t sufficient to plan to study in case of such a competitive exam. In many instances, you will see candidates with excellent levels of preparation struggle in the exams as they can get what’s in their head onto the paper. This is because of stress that is a result of poor exam preparation. While a mock test can provide you with some level of confidence in your ability and gauge your level of readiness for the exams, they are attempted in the comfort of your home. An actual examination is different as it takes place in real-time in a different environment. The psychological aspects are what makes or break your exam success.

In an exam plan, you must categorize portions of the syllabus based on your knowledge and comfort level with these topics and prioritize them. Take the topics that you are very comfortable with and prioritize completing these questions first. Then move on to the other segments. Leave all the questions that you find hard or uncertain about for the end.

Practice time management

Another critical aspect of bank exams is time management. The luxury of solving past years’ question papers is that you get unlimited time to work on them. But in the exam, you have to stick to a strict deadline, which can add to the pressure. So make sure that you clock your mock tests and past question papers and find out areas on which you need to work on so that you have enough information to work out a plan to eliminate these troubling areas.

Don’t Guess

People often figure that with multiple choice questions they can get away or score some extra marks by simply guessing answers to questions they don’t know. Keep in mind that most bank exams have negative markings so guessing going to do you more harm than good. So just skip the questions that you don’t know instead of attempting a blind guess.

Avoid wastage of time

Reading long comprehension questions, rereading tough questions and doing too much mental math are all going to waste your time in the exam. Keep the long questions for the last and perform all the math physically on the side of the answer sheet in a rough section. This will surely help save time.

Talk to people who have qualified

Scout your network and find out if someone has cleared the exams. Not only will you be able to gain great insights and tips from them but you will also be supercharged with motivation on hearing their success story.

Study with ixamBee

And do you know what is the best tip of all? Taking help and guidance from the experts – ixamBee , who have analyzed the syllabus and made online courses, which ensure unprecedented success. Their online classes help to shape up the bankers of tomorrow and if that was not all, then their free mock tests ensure that you can test your preparation anytime and anywhere to gauge your overall preparation!

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To help you prepare 50% faster for competitive exams, ixamBee provides free Mock Test Series all the Current Affairs in English and Current Affairs in Hindi in the BeePedia capsules for GA Preparation. You can also get the latest updates for Bank PO, Bank Clerk, SSC, RBI  NABARD and Other Government Jobs.

Also Read

How to Prepare for Bank Exams: 25-Week Study Plan for Bank PO

Preparing for Bank PO Exams? Here’s What You Ought to Know!

List of Merged Public Sector Banks in India

The post 10 Tips to Crack Any Bank Exam to Become a Bank PO appeared first on ixambee.

Now, apart from school, the students who are preparing for various exams for government jobs are still taking offline coaching. But due to the pandemic, they are forced to stay inside the home and miss their coaching and precious time. 

At this moment, people start realizing the power of online coaching. How technology can help us in creating a better learning environment and save our preparation time. Let’s discuss how Online and offline coaching differs and advantages and disadvantages:

Offline coaching: 

People spend their hard-earned money to send their kids to study in reputed institutes away from home almost spending a fortune on them. 

What kids get in the coaching Tenure:

• Coaching class where almost 200-300 students are studying together in one class.
• No personal attention from the teacher.
• Stay at PG’s or flats where they have to do all their work and waste time. Not to mention the quality of food they get is nothing compared to home.
• A fixed timetable for studying.
• If you miss a class it’s gone forever.
• Travel Time waste.
• Less practice material

Online Coaching:

You just go online and get instant demo courses to choose the best online coaching that suits your needs. Once you have enrolled in an online course, this is what you get:

• Freedom of learning anytime and anywhere.
• Online classes from the best professionals all around the world right in front of you.
• Personal interaction with your tutors and doubt clearing sessions.
• All sessions and notes are online for easy access.
• The amount you spend on online courses is very less compared to offline coachings and what they offer. 
• You get to do all your studies from the comfort of your home. You won’t have to miss the delicious food your mother makes for you.
• You will have more time to study and less time to worry about when your next lecture is going to start.

Conclusion:

Now is the time to realise that we need to stay inside our homes and that too for a very long time so, let’s embrace the online way of life and without wasting our time #GHARSESTUDYKARONA.

Below is the video of Karan sir (Quant Expert) explaining the perks of Online coaching over offline.

We also provide free mock tests on various examinations related to banking, SSC, Defence and more. 

Please subscribe to our new Youtube channel Bank Bee for Bank PO and SSC preparation.

Also Read:

Current Affairs Important Questions for SBI PO, IBPS PO, SBI Clerk mains

Quantitative Aptitude Questions on Percentage for SBI PO, IBPS PO

Reasoning Ability (Seating Arrangement) Questions for SBI PO, IBPS PO, SBI Clerk

Get Free Online Test Series, GK updates in form of Beepedia, BeeBooster,  as well as latest updates for Bank PO, Bank Clerk, SSC, RBI, NABARD and Other Government Jobs.

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Let’s look at the major points of distinction that may give a clear insight into the actual scenarios of both the jobs of IBPS PO and SBI PO and make it easier for you to decide.

Here , we will discuss some points which may bring out the similarity and difference

IBPS PO vs SBI PO – “DESIGNATIONS”

• If you join in any commercial bank, as a PO, that is listed under IBPS, you will be designated as ‘Officer Scale – I’ or ‘Assistant Manager’ on a probation for a period of 2 years, thus commonly called ‘Probationary Officer’.
• If you join as a PO in SBI ( State Bank of India), you will be given the designation of Junior Management Grade – I Officer.

IBPS PO vs SBI PO – “ Job Profiles”

The posts being the same, you can expect the work profiles to be almost similar. But, as pointed earlier, the main difference lies in the employing organizations, i.e. IBPS & SBI.

The basic duties and tasks do remain the same, but on a larger scale, the tasks start differing when it comes to the business and scale of work in both the organizations. While being on probation, a PO/MT may be expected to work on anything and everything, irrespective of the level of task. It may be an assistant level job or a higher level job. This helps in training the candidate well in advance for the upcoming challenges and tasks that might come his/her way while performing the assigned duties, once he/she becomes an officer after the completion of the probation period. Also, taking up all kind of tasks helps acquainting the person with the working and procedures of a bank.

Let’s look at some of the major tasks that both IBPS PO and SBI PO are entrusted with :-

IBPS PO & SBI PO : Tasks & Responsibilities

• An IBPS PO / SBI PO is expected to be trained well , in all capacities related to finance, accounting, billing, investment and marketing. He/ she is expected to work in the direction of increasing the respective bank branch business, as soon as he / she is posted to a particular branch, which may be in any region / area.
• An IBPS PO / SBI PO issues drafts, cheques, ATM cards etc.
• An IBPS PO / SBI PO is expected to perform the managerial tasks and also supervise / verify the work being done in the branch by the lower level staff, along with taking care of the loan related documents.
• Another major task that an IBPS PO / SBI PO has to perform is working as the ‘public relations officer’, as a bank job is nothing but dealing with the customers on a daily basis.
• A bank PO is also expected to stay updated with all the recent developments in the banking industry that may involve reading all the recent circulars and news that comes across on a regular basis.
• A PO also needs to always be ready to address customer complaints, whenever they arise and resolve them as early as possible
• ‘Report filing’ is also one of the important tasks that a bank PO needs to work on. You will be expected to generate reports of the daily operational transactions like deposits, withdrawals, ledger balances, etc.

SBI being one of the biggest banks, involves work on a larger scale that is followed by bigger opportunities that may come at a slower pace in other commercial banks. On the work front, the pressure and responsibilities are very much similar in both IBPS & SBI PO , but if someone wants a job full of challenges and fast growth, SBI may be a fair choice.

IBPS PO vs SBI PO – “ In-hand Salary”

Delivering the same kind of responsibilities and performing similar tasks , the pay of a PO in both the cases falls on the same line, except some minor differences in the numbers. The main difference that lies here is the organizations that employ you as an officer (PO).

In – hand Salary of an IBPS PO :

• The basic salary of an IBPS PO is Rs 23700.00
• An IBPS PO is entitled to some other Special Allowances equal to Rs,1836.75
• Other entitlements of an IBPS PO officer –

1. DA or Dearness Allowance – Rs, 10163.63
2. CCA or City Compensatory Allowance – Rs, 870
3. HRA or House Rental Allowance – Rs 2133

• Thus, the total in-hand salary of an IBPS PO will amount to Rs, 38703.38

In – hand Salary of SBI PO :

• The basic salary of an SBI PO is Rs. 23700.
• The SBI Probationary Officer gets 4 advance increments of Rs 980 which will be added to the basic pay, which makes the total of basic salary – Rs. 27620.
• An SBI PO is entitled to receive the following allowances –

1. Dearness Allowance – Rs 12677
2. City Compensatory Allowance (CCA) -Rs. 870
3. Special Allowance – Rs. 2140

• The total earnings of an SBI PO before ‘Deductions’ amount to Rs. 43,307. Some other smaller allowances including Newspapers, Entertainment Allowance, Conveyance etc.are also provided which amount to Rs. 4130 along with the HRA of Rs. 2486
• Deductions –

PF (10% of Basic) = Rs. 2762

NPS (10% of Basic+DA) = Rs. 4000

Income Tax = As per govt norms.

• Total In-hand salary of an SBI PO amounts to Rs 40,000 / month.

As can be seen, both the organizations reward their employees to almost the same extent.

IBPS PO vs SBI PO – “ WORK PRESSURE” & “ENVIRONMENT”

If we compare both the jobs with respect to their organizations, we cannot give any fixed judgement. Both the jobs , as discussed above, expect you to do the same kind of tasks and hold similar responsibilities , whether it is IBPS PO or SBI PO so there is not much to decide here, except few points.

• An IBPS PO, may not feel too pressurized or stressed out as compared to an SBI PO, as the area of work is visibly larger in SBI, being the largest bank of India.
• The postings may not be too different, as both organizations employ /post their employees in similar areas / regions.
• Pressure of loan approvals is almost the same in both organizations, except that SBI has naturally larger business and hectic work schedules and comparatively larger targets to reach.

IBPS PO vs SBI PO – “Perks & Benefits”

A bank PO is entitled to receive some basic perks and benefits which add an advantage to this prestigious job. The main facilities provided to a bank officer are:

1. Leased Rental Accommodation –

IBPS PO – Official bank accommodation is provided as leased accommodation.

      SBI PO – Leased accommodation range from INR 8,000/- in ‘C’ category Centers to INR  29,500/- in Mumbai Centre.

2. Travel Benefits –

       IBPS PO – An IBPS PO can own a vehicle from Bank’s side in place of petrol bills. He/she will also be provided with the facility of staying at banks’ guest houses while visiting various places across India.

     SBI PO – An SBI PO is also entitled to stay at any of the bank’s guest houses while travelling across India along with travel concessions while visiting different places.

3. Medical Benefits –

       IBPS PO – An IBPS PO receives an amount of Rs 8,000 per annum as medical aid.

       SBI PO – SBI offers 100% medical facilities to the employees and 75% to their family          members.

IBPS PO vs SBI PO – Which one to choose?

Eventually , the question is which one should you finally choose?

Whichever job you choose between IBPS PO & SBI PO is entirely for you to decide, after going through all the above mentioned points. The prospects and facilities offered by both these jobs are similar. Both the jobs come with equal dignity and respect, almost similar benefits and perks. The decision of choosing one over the other totally depends on individual preferences, abilities and goals. What you choose will not make a big difference to your career, if you work hard enough in whichever field you enter.

CHOOSE WISELY !

All The Best !

Also Read-

IBPS PO  vs IBPS SO: Which One to Choose? вивус займ отзывыбыстрый займ на карту сбербанка онлайн безотказно без паспортазайм на карту маэстро безработным

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