NICL AO Exam 2025 - Recruitment, Exam Date, All Details Here

    Table of Content
    Basic Information Notification Syllabus & Exam Pattern Eligibility Criteria Exam Dates Salary

    NICL AO Generalist Demo Course

    • Over 700 video lessons that comprehensively cover the entire NICL AO  Finance exam content of prelims , mains and interview part.
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    • 7 Full-Length mock tests for Mains
    • 5 Descriptive English mock tests with personalised feedback and evaluation
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    NICL AO Exam 2025 Highlights 

    The National Insurance Company Limited (NICL) operates as a prominent government-owned entity under India's Ministry of Finance. Established in 1906 and later nationalized in 1972, NICL specializes in offering a diverse range of general insurance policies to various sectors of the economy. Renowned as a leading insurance provider in India, NICL extends its services to Nepal as well. It stands as one of India's public sector insurance firms, exclusively dealing in non-life insurance. With its headquarters in Kolkata, NICL boasts a network of approximately 2000 offices across the country, while its international operations are managed through branch offices situated in Nepal. Notably, the Government of India, on February 2, 2018, announced the merger of National Insurance Company Limited with United India Insurance Company and Oriental Insurance, marking a significant development in the insurance sector. 

    For comprehensive details on the NICL AO eligibility criteria, selection procedures, and application processes, interested candidates are encouraged to review the official NICL AO exam notification. While the exam cycle for the current year has almost ended with the publication of the Phase II exam results some time ago, those who did not make the cut in this exam cycle can begin preparing for the 2025 exam right now. To provide a quick overview, here we discuss some key highlights of the current exam cycle so that you can use that to prepare for the 2025 exam when the notification releases. For more in-depth information regarding the examination particulars, please refer to the table below. 

    NICL AO (Administrative officer) Exam 2025 Highlights

    Conducting BodyNational Insurance Company Limited
    Official Website https://nationalinsurance.nic.co.in/
    Name of the Post Administrative Officers
    Mode of Exam Online
    Stages

    3 Stages-

    • Phase 1- (Preliminary)
    • Phase 2- (Main)
    • Phase 3- (Interview)
    Maximum marks & Time duration
    • Phase 1- 100 marks, 60 minutes
    • Phase 2- Objective
      • • Generalist- 250 marks, 180 minutes
      • • Specialist - 250 marks, 145 minutes
      • Descriptive - 30 Marks , 30 Minutes
    • Phase 3- Interview 
    Online registration and payment of application fees To be notified later
    NICL AO Phase 1 Online Examination (Objective) To be notified later
    NICL AO Phase 2 Online Examination To be notified later
    NICL AO Vacancies To be notified later
    NICL AO Official Notification 2024 [PDF]

    NICL AO Notification 

    The National Insurance recruitment aims to furnish prospective applicants with essential information concerning the NICL AO examination. This includes details about eligibility criteria, the application process, examination patterns, syllabus, and additional relevant information. The NICL AO notification page has been designed to acquaint candidates with crucial aspects such as exam eligibility criteria, application procedures, exam patterns, syllabus outlines, and significant dates. This page serves as a thorough guide, ensuring candidates are thoroughly informed and up-to-date throughout the entire recruitment process. 

    NICL AO is undeniably a golden opportunity offering attractive salary packages and tremendous growth prospects. It is advised for candidates aspiring for a career in NICL to frequently visit the official NICL recruitment page to stay updated with the latest announcements and notifications regarding the exam. Once the new notification for 2025 is out, aspirants can begin their exam preparation. This ensures that candidates do not miss out on any important information and have a smooth application process. 

    NICL AO Vacancy 

    The NICL AO recruitment discloses plenty of vacancies in Scale 1 Officer positions across diverse streams. These vacancies require immediate filling, prompting the announcement of this NICL recruitment drive which is expected to be in 2025. Applicants are strongly recommended to ensure that they meet the age and qualification criteria before submitting their applications. The distribution of National Insurance vacancies in various specialists and generalist administrative officer posts as per the recently concluded exam cycle is as follows: 

    DisciplinesUROBCSCSTEWSTotal Vacancies
    Generalist 68 24 18 07 13 130
    Specialist Doctors (MBBS) 57 33 26 12 14 28
    Legal 20
    Finance 30
    Actuarial 02
    Information Technology 20
    Automobile Engineers 20
    Hindi (Rajbhasha) Officers 22
    Backlog 02 02
    Total Vacancies 125 57 44 21 27 274

    NICL AO Exam Pattern and Syllabus 2025

    NICL AO Exam Pattern

    The NICL AO exam pattern delineates the comprehensive selection process, comprising multiple stages. The pattern highlights the examination structure, marking scheme, subjects covered, and the overall assessment criteria for aspiring Administrative Officers. These stages include:

    DisciplinesSelection Process
    Generalist Prelims- Objective Test
    Mains- Objective Test and Descriptive Test
    Interview
    Specialist (Doctors (MBBS), Legal, Finance, Actuarial, Information Technology, and Automobile Engineers) Prelims- Objective Test
    Mains- Objective Test and Descriptive Test
    Interview
    Hindi (Rajbhasha) Officers Single Phase
    Interview

    Part A - Applicable for all applicants other than for Hindi Officers.

    The written exam will be conducted in two phases

    Phase – I: Preliminary Examination online

    Preliminary Examination consisting of Objective Tests (Multiple Choice type Questions) for 100 marks will be conducted online (applicable for all disciplines except Hindi Officers). This test would be of 60 minutes duration consisting of 3 sections (with separate timings for each section)

    Name of TestNo. of QuestionsMarksDuration
    English Language 30 30 20 minutes
    Reasoning Ability 35 35 20 minutes
    Quantitative Aptitude 35 35 20 minutes
    Total 100 100 60 minutes

    Phase – II: Main Examination online

    (i) Objective Test: The Objective Test of 3 Hours duration consists of five & six sections for Generalists  for total 250 Marks

    Name of TestNo. of QuestionsMarksDuration
    Reasoning Ability 50 50 40 minutes
    English Language 50 50 40 minutes
    General Awareness 50 50 30 minutes
    Computer Knowledge 50 50 30 minutes
    Quantitative Aptitude 50 50 40 minutes
    Total 250 250 180 minutes

    (i) Objective Test: The Objective Test of 3 Hours duration consists of five & six sections for Specialists  for total 250 Marks 

    Name of TestNo. of QuestionsMarksDuration
    Reasoning Ability 40 40 35 minutes
    English Language 40 40 30 minutes
    General Awareness 40 40 20 minutes
    Computer Knowledge 40 40 25 minutes
    Quantitative Aptitude 40 40 35 minutes
    In the Special stream, an additional test to assess technical & professional knowledge in relevant discipline 50 100 35 minutes
    Total 250 250 180 minutes

    (ii) Descriptive Test: The descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language (Essay – 10 Marks, Precise – 10 & Comprehension – 10 marks).

    Note:

    • The Descriptive English Test will be conducted in English and only through online mode. The Candidates will get 30 minutes to answer the questions.
    • Before starting to type answers to questions in Descriptive Paper please check all key functions of the keyboard. 

    Part B. - Applicable for Hindi Officers only

    The online written exam of 3 Hours 30 Minutes duration will be conducted in a single phase for Hindi (Rajbhasha) Officers.

    The marks distribution for Test of Hindi Language (Section 6) is: Essay – 20 Marks, Precise – 10, Comprehension - 10 marks & Letter Writing – 10 marks.

    The Descriptive Test of Hindi Language will be conducted only through online mode. Questions will be displayed on the screen of the computer. Answers are to be typed using the keyboard.

    Note:

    For Hindi typing, the candidates should have knowledge of the following key-board layout:

    • Inscript
    • Remington (GAIL)

    Before starting to type answers to questions in Descriptive Paper (Hindi) please check all key functions of the keyboard. The Candidates will get 60 minutes to answer the questions.

    Part C - Interview

    Candidates will be shortlisted for Interview on the basis of overall marks scored in Main Examination after evaluation as given in the NICL exam notification. Candidates in Generalist & Specialist categories, shortlisted from the online Phase – II (Mains Examination), along with Hindi (Rajbhasha) candidates selected based on the online written examination, will progress to the interview stage, organized by the Company.

    NICL AO Exam Marking Scheme

    Incorrect responses in both Preliminary and Main Examinations (objective tests), as well as the Hindi (objective test), will result in a penalty. All questions will be of the objective type, offering multiple choices, among which one will be the correct answer. For each wrongly answered question, a deduction of one-fourth of the assigned marks will be applied. If a question remains unanswered (left blank), no penalty will be imposed for that specific question.

    NICL AO Exam Final Selection:

    The overall final score of candidates will be determined by combining their scores from the online Main Examination (Objective test) and the Interview. The weightage for the online Main Examination and Interview will be in the ratio of 80:20. The Company will set the minimum qualifying marks for the interview at a later stage.

    Candidates are advised to refer to the official notification of NICL AO exam 2024 to get accurate and updated information regarding the exam pattern.

    NICL AO Exam Syllabus

    Before commencing your preparation for the NICL recruitment exam 2025, it is crucial to familiarize yourself with the detailed NICL AO exam syllabus & pattern for each subject/section. This will guide your study plan and help you focus on the relevant topics. The subjects assessed are Reasoning, English language, General Awareness, Computer Knowledge, Quantitative Aptitude, Technical and Professional knowledge in specialist streams. It is advisable to refer to the official NICL AO syllabus provided in the exam notification for accurate and updated information. Once you have a clear understanding of the syllabus, you can proceed to find appropriate study materials. 

    Make a list of recommended books that cover the topics mentioned in the syllabus. Consider using a combination of time tested textbooks or reference books and students can also make use of NICL AO online course to ensure comprehensive coverage of the subject matter.

    Remember to invest sufficient time in each subject and allocate study sessions accordingly. Maintain a consistent study schedule and revision plan to ensure effective learning and retention of the topics.

    NICL AO Eligibility Criteria 2024

    The NICL AO eligibility criteria for the year 2024 is given in detail in the official website. However, here we provide some insights into the expected requirements.

    Candidates aspiring for the NICL AO exam must meet specific requirements regarding age and educational qualifications. It's vital to meticulously examine the details provided to ensure compliance with the necessary and preferred qualifications, including professional criteria, for eligibility in the online exam. Applicants should be within the age bracket of 30 years to apply for the NICL AO recruitment examination. Below is detailed information regarding the educational criteria for NICL AO positions.

    Educational Qualification 

    Candidate should possess certificate in proof of passing the qualifying examination 

    The minimum Educational Qualifications required for various disciplines are:

    DisciplinesAcademic Qualification
    Doctors (MBBS) M.B.B.S / M.D. / M.S. or PG – Medical Degree from a recognized University
    OR
    Equivalent foreign degrees are recognized as such by the National Medical Commission (Formerly Medical Council of India) with the prescribed benchmark. Furthermore, the candidate must hold a valid registration from the National Medical Commission (Formerly Medical Council of India) or any State Medical Council (as applicable for Allopathy) as on the date of the scheduled interview.
    Legal Graduate/Post-graduate in Law with min 60% (55% for SC/ST/PwBD)
    Finance Chartered Accountant (ICAI) / Cost Accountant (ICWA) OR B.COM / M.COM from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
    Actuarial Bachelor / Master’s degree in Statistics / Mathematics / Actuarial Science or any other quantitative discipline from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates
    Information Technology B.E / B.Tech / M.E. / M.Tech in Computer Science/Information Technology/ MCA from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
    Automobile Engineering B.E. / B.Tech. / M.E. / M.Tech in Automobile Engineering from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
    Generalists Graduate / Post Graduate in any stream from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
    Hindi (Rajbhasha) Officers Master’s Degree from a recognized University in Hindi with English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in English with Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi medium and English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with English medium and Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi and English as the compulsory or elective subjects or either of the two as a medium of examination and the other as a compulsory or elective subject at the degree level with 60% marks (for SC/ST 55% marks)

    Age

    Minimum Age: 21 years Maximum Age: 30 years

    PostAge Limit
    NICL AO

    The candidate should be of age group 21 to 30 years (for the general candidate) to apply for NICL AO Recruitment 2024. The candidates must have been born not earlier than 02.12.1993 and not later than 01.12.2002 (both dates inclusive).

    Relaxation in upper age limit shall be as follows:

    CategoryAge Relaxation
    Scheduled Caste/Scheduled Tribe 5 years
    Other Backward Classes (OBC- Non creamy layer) 3 years
    Persons with Benchmark Disabilities 10 years
    Ex-Serviceman 5 years
    Defence service personnel disabled in operation during hospitalities with any foreign country or in a distributed area and released as consequence thereof. 3 years
    Widows, Divorced women and women legally separated from their husbands who have not remarried 9 years
    Existing confirmed employees of Public Sector GIC & AIC 8 years

    NICL AO Exam Dates 2025

    The NICL recruitment notification concerning the Scale 1 Administrative Officer exam outlines essential NICL AO exam dates that aspiring candidates should take note of, for the examination. The online registration window will be provided in the notification. Aspirants for the exam need to apply for the exam and pay the registration fees before the deadline concludes. Potential applicants are advised to regularly check the official website of NICL for regular updates. It is recommended to stay prepared and start the exam preparation by taking NICL AO mock tests to ensure a good score in the exam. 

    NICL AO (Administrative officer) Exam Dates

    EventsDates
    Online registration and payment of application fees To be notified later
    NICL AO Prelims Admit Card  To be notified later
    NICL AO Prelims Online Examination (Objective) Date To be notified later
    NICL AO Prelims Result To be notified later
    NICL AO Mains Online Examination Date To be notified later
    Download NICL AO Interview dates To be notified later
    NICL AO Result To be notified later

    NICL AO Salary 2025

    The NICL AO position attracts significant interest owing to its appealing perks and allowances. The NICL AO salary with initial Basic pay is set at Rs. 50,925 /- within the pay scale of Rs.50925-2500(14)-85925-2710(4)-96765, accompanied by additional admissible allowances as per prevailing company regulations. In metropolitan cities, the total monthly emoluments will amount to approximately Rs. 85,000/-. Other benefits will align with the Company's prevailing rules at the appointment time, including entitlement to Company's /leased accommodation for Officers as per norms. The NICL AO job profile will make for an interesting combination of a variety of roles and duties that need to be performed diligently. 

    ParametersDetails
    Basic Pay Rs. 50,925 /-
    Pay Scale Rs.50925-2500(14)-85925-2710(4)-96765
    In-hand Salary Rs. 85,000/- per month

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    NICL AO Online Course

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    NICL AO Free Mock Test

    ixamBee offers valuable support to aspirants through its free online mock tests for NICL AO postion. These mock test series serve as a valuable resource in your exam preparation, providing essential practice and enhancing your overall performance. By practicing with ixamBee's NICL AO online mock tests, candidates can familiarize themselves with the exam pattern and gain confidence to face the actual examination. So, make the most of this opportunity and practice with ixamBee's free NICL Administrative Officer mock tests to secure success in the exam.

    NICL AO Generalists/Finance/Legal Prelims - Free Mock Tests

    NICL AO 2024 Prelims Mock Test 5 (Generalists /Finance/Legal/IT)

    NICL AO 2024 Prelims Mock Test 5 (Generalists /Finance/Legal/IT)

    • 60 Minutes
    • 100 Questions
    • 100 Marks
    NICL AO 2024 Prelims Mock Test 4 (Generalists /Finance/Legal/IT)

    NICL AO 2024 Prelims Mock Test 4 (Generalists /Finance/Legal/IT)

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    • 100 Questions
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    NICL AO 2024 Prelims Mock Test 3 (Generalists /Finance/Legal/IT)

    NICL AO 2024 Prelims Mock Test 3 (Generalists /Finance/Legal/IT)

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    • 100 Questions
    • 100 Marks
    NICL AO 2024 Prelims Mock Test 2 (Generalists /Finance/Legal/IT)

    NICL AO 2024 Prelims Mock Test 2 (Generalists /Finance/Legal/IT)

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    NICL AO Generalists/Finance/Legal Prelims - Previous Year Question Paper

    NICL AO 2024 Prelims Previous Year Paper

    NICL AO 2024 Prelims Previous Year Paper

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    • 100 Questions
    • 100 Marks

    Nicl Ao FAQs

    The NICL AO exam comprises of three stages: Prelims, Mains and Interview. Comprehending the NICL AO exam structure, along with the complete syllabus, holds significance in preparing effectively, understanding the importance assigned to various topics within each subject. This understanding aids in effectively distribute your study time and focus properly across subjects.
    Presently, the National Insurance Company Ltd. (NICL) has fixed 30 years as the maximum age for applying for the post of AO in the NICL recruitment exam for the recently concluded exam cycle. Prospective applicants must ensure that they do not exceed this age limit stipulated. Specific categories may avail age relaxation in accordance with the Government norms applicable for such considerations.
    The NICL AO Recruitment notification presents an attractive salary package for its selected candidates. Successful applicants can expect an approximate monthly salary of Rs. 80,000-85,000 /-, including the allowances and perks. This remuneration is based on the basic pay scale ranging from Rs. 50,925 to 96,765/-.
    Yes, in the Objective part of both Prelims and Mains phases of NICL AO exam, there will be negative marking. For each incorrect response, one fourth of the marks assigned to that question will be deducted, as apenalty. Candidates must be cautious while answering to avoid unnecessary deductions.
    As outlined in the NICL recruitment official notice 2023, candidates are obligated to pay a designated application fee of Rs. 1000/- (inclusive of intimation charges) to finalize their application process. Its crucial to bear in mind that once the payment is done, it's non-refundable. Your NICL AO online application will only be considered complete and finally submitted once you have paid your fee.
    In the NICL AO Prelims Exam, candidates are allocated a specific time limit of 20 minutes for each of the three sections—English Language, Reasoning Ability, and Quantitative Aptitude. This stringent time constraint necessitates efficient time management skills as candidates navigate the diverse questions to maximize their performance within the stipulated duration.
    The Quantitative Aptitude section is an integral part of competitive exams, covering essential topics such as Ratio and Proportion, Simplification, Percentage, Time and Work, Speed, Distance and Time, Data Interpretation, Number Series, Profit and Loss, Simple and Compound Interest, Averages, Algebra, Geometry, Mensuration, and Probability. Mastering these topics is crucial for improving numerical ability, logical reasoning, and problem-solving skills, making it a key scoring area in various examinations.
    The NICL AO recruitment is considered a secure job. As a regulatory body, the opportunity offers stable career prospects and job security. NICL AO officers are responsible for various duties and is known for its transparent and merit-based recruitment process and provides a conducive work environment.
    The NICL AO Mock Test is an invaluable tool for your exam preparation. These mock tests are designed to closely replicate the actual exam, offering you a realistic experience. By taking these tests, you can identify your strengths and weaknesses, improve your time management skills, and build the confidence needed to excel on the exam day. Additionally, ixamBee provides detailed performance analysis, helping you focus on areas that need improvement, ensuring a well-rounded preparation.
    The NICL AO Exam is considered challenging due to its competitive nature and comprehensive syllabus. The NICL AO Exam tests candidates on various subjects. Success in this exam requires thorough preparation, a deep understanding of the subjects, and consistent practice. However, with dedication and the right strategy, students can navigate the difficulty and excel in this exam, paving the way for a rewarding career with the National Insurance Company Limited.

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