NICL AO Exam 2025 Highlights 

The National Insurance Company Limited (NICL) operates as a prominent government-owned entity under India's Ministry of Finance. Established in 1906 and later nationalized in 1972, NICL specializes in offering a diverse range of general insurance policies to various sectors of the economy. Renowned as a leading insurance provider in India, NICL extends its services to Nepal as well. It stands as one of India's public sector insurance firms, exclusively dealing in non-life insurance. With its headquarters in Kolkata, NICL boasts a network of approximately 2000 offices across the country, while its international operations are managed through branch offices situated in Nepal. Notably, the Government of India, on February 2, 2018, announced the merger of National Insurance Company Limited with United India Insurance Company and Oriental Insurance, marking a significant development in the insurance sector. 

For comprehensive details on the NICL AO eligibility criteria, selection procedures, and application processes, interested candidates are encouraged to review the official NICL AO exam notification. While the exam cycle for the current year has almost ended with the publication of the Phase II exam results some time ago, those who did not make the cut in this exam cycle can begin preparing for the 2025 exam right now. To provide a quick overview, here we discuss some key highlights of the current exam cycle so that you can use that to prepare for the 2025 exam when the notification releases. For more in-depth information regarding the examination particulars, please refer to the table below. 

NICL AO (Administrative officer) Exam 2025 Highlights

Conducting BodyNational Insurance Company Limited
Official Website https://nationalinsurance.nic.co.in/
Name of the Post Administrative Officers
Mode of Exam Online
Stages

3 Stages-

  • Phase 1- (Preliminary)
  • Phase 2- (Main)
  • Phase 3- (Interview)
Maximum marks & Time duration
  • Phase 1- 100 marks, 60 minutes
  • Phase 2- Objective
    • • Generalist- 250 marks, 180 minutes
    • • Specialist -  250 marks, 145 minutes
    • Descriptive - 30 Marks , 30 Minutes
  • Phase 3- Interview 
Online registration and payment of application fees To be notified later
NICL AO Phase 1 Online Examination (Objective) To be notified later
NICL AO Phase 2 Online Examination To be notified later
NICL AO Vacancies To be notified later
NICL AO Official Notification 2024 [PDF]

NICL AO Notification 

The National Insurance recruitment aims to furnish prospective applicants with essential information concerning the NICL AO examination. This includes details about eligibility criteria, the application process, examination patterns, syllabus, and additional relevant information. The NICL AO notification page has been designed to acquaint candidates with crucial aspects such as exam eligibility criteria, application procedures, exam patterns, syllabus outlines, and significant dates. This page serves as a thorough guide, ensuring candidates are thoroughly informed and up-to-date throughout the entire recruitment process. 

NICL AO is undeniably a golden opportunity offering attractive salary packages and tremendous growth prospects. It is advised for candidates aspiring for a career in NICL to frequently visit the official NICL recruitment page to stay updated with the latest announcements and notifications regarding the exam. Once the new notification for 2025 is out, aspirants can begin their exam preparation. This ensures that candidates do not miss out on any important information and have a smooth application process. 

NICL AO Vacancy 

The NICL AO recruitment discloses plenty of vacancies in Scale 1 Officer positions across diverse streams. These vacancies require immediate filling, prompting the announcement of this NICL recruitment drive which is expected to be in 2025. Applicants are strongly recommended to ensure that they meet the age and qualification criteria before submitting their applications. The distribution of National Insurance vacancies in various specialists and generalist administrative officer posts as per the recently concluded exam cycle is as follows: 

DisciplinesUROBCSCSTEWSTotal Vacancies
Generalist 68 24 18 07 13 130
Specialist Doctors (MBBS) 57 33 26 12 14 28
Legal 20
Finance 30
Actuarial 02
Information Technology 20
Automobile Engineers 20
Hindi (Rajbhasha) Officers 22
Backlog 02 02
Total Vacancies 125 57 44 21 27 274

NICL AO Exam Pattern and Syllabus 2025

NICL AO Exam Pattern

The NICL AO exam pattern delineates the comprehensive selection process, comprising multiple stages. The pattern highlights the examination structure, marking scheme, subjects covered, and the overall assessment criteria for aspiring Administrative Officers. These stages include:

DisciplinesSelection Process
Generalist Prelims- Objective Test
Mains- Objective Test and Descriptive Test
Interview
Specialist (Doctors (MBBS), Legal, Finance, Actuarial, Information Technology, and Automobile Engineers) Prelims- Objective Test
Mains- Objective Test and Descriptive Test
Interview
Hindi (Rajbhasha) Officers Single Phase
Interview

Part A - Applicable for all applicants other than for Hindi Officers.

The written exam will be conducted in two phases

Phase – I: Preliminary Examination online

Preliminary Examination consisting of Objective Tests (Multiple Choice type Questions) for 100 marks will be conducted online (applicable for all disciplines except Hindi Officers). This test would be of 60 minutes duration consisting of 3 sections (with separate timings for each section)

Name of TestNo. of QuestionsMarksDuration
English Language 30 30 20 minutes
Reasoning Ability 35 35 20 minutes
Quantitative Aptitude 35 35 20 minutes
Total 100 100 60 minutes

Phase – II: Main Examination online

(i) Objective Test: The Objective Test of 3 Hours duration consists of five & six sections for Generalists  for total 250 Marks

Name of TestNo. of QuestionsMarksDuration
Reasoning Ability 50 50 40 minutes
English Language 50 50 40 minutes
General Awareness 50 50 30 minutes
Computer Knowledge 50 50 30 minutes
Quantitative Aptitude 50 50 40 minutes
Total 250 250 180 minutes

(i) Objective Test:  The Objective Test of 3 Hours duration consists of five & six sections for Specialists  for total 250 Marks 

Name of TestNo. of QuestionsMarksDuration
Reasoning Ability 40 40 35 minutes
English Language 40 40 30 minutes
General Awareness 40 40 20 minutes
Computer Knowledge 40 40 25 minutes
Quantitative Aptitude 40 40 35 minutes
In the Special stream, an additional test to assess technical & professional knowledge in relevant discipline 50 100 35 minutes
Total 250 250 180 minutes

(ii) Descriptive Test: The descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language (Essay – 10 Marks, Precise – 10 & Comprehension – 10 marks).

Note :

  • The Descriptive English Test will be conducted in English and only through online mode. The Candidates will get 30 minutes to answer the questions.
  • Before starting to type answers to questions in Descriptive Paper please check all key functions of the keyboard. 

Part B. - Applicable for Hindi Officers only

The online written exam of 3 Hours 30 Minutes duration will be conducted in a single phase for Hindi (Rajbhasha) Officers.

The marks distribution for Test of Hindi Language (Section 6) is: Essay – 20 Marks, Precise – 10, Comprehension - 10 marks & Letter Writing – 10 marks.

The Descriptive Test of Hindi Language will be conducted only through online mode. Questions will be displayed on the screen of the computer. Answers are to be typed using the keyboard.

Note :

For Hindi typing, the candidates should have knowledge of the following key-board layout:

  • Inscript
  • Remington (GAIL)

Before starting to type answers to questions in Descriptive Paper (Hindi) please check all key functions of the keyboard. The Candidates will get 60 minutes to answer the questions.

Part C - Interview

Candidates will be shortlisted for Interview on the basis of overall marks scored in Main Examination after evaluation as given in the NICL exam notification. Candidates in Generalist & Specialist categories, shortlisted from the online Phase – II (Mains Examination), along with Hindi (Rajbhasha) candidates selected based on the online written examination, will progress to the interview stage, organized by the Company.

NICL AO Exam Marking Scheme

Incorrect responses in both Preliminary and Main Examinations (objective tests), as well as the Hindi (objective test), will result in a penalty. All questions will be of the objective type, offering multiple choices, among which one will be the correct answer. For each wrongly answered question, a deduction of one-fourth of the assigned marks will be applied. If a question remains unanswered (left blank), no penalty will be imposed for that specific question.

NICL AO Exam Final Selection:

The overall final score of candidates will be determined by combining their scores from the online Main Examination (Objective test) and the Interview. The weightage for the online Main Examination and Interview will be in the ratio of 80:20. The Company will set the minimum qualifying marks for the interview at a later stage.

Candidates are advised to refer to the official notification of NICL AO exam 2024 to get accurate and updated information regarding the exam pattern.

NICL AO Exam Syllabus

Before commencing your preparation for the NICL recruitment exam 2025, it is crucial to familiarize yourself with the detailed NICL AO exam syllabus & pattern for each subject/section. This will guide your study plan and help you focus on the relevant topics. The subjects assessed are Reasoning, English language, General Awareness, Computer Knowledge, Quantitative Aptitude, Technical and Professional knowledge in specialist streams. It is advisable to refer to the official NICL AO syllabus provided in the exam notification for accurate and updated information. Once you have a clear understanding of the syllabus, you can proceed to find appropriate study materials. 

Make a list of recommended books that cover the topics mentioned in the syllabus. Consider using a combination of time tested textbooks or reference books and students can also make use of NICL AO online course to ensure comprehensive coverage of the subject matter.

Remember to invest sufficient time in each subject and allocate study sessions accordingly. Maintain a consistent study schedule and revision plan to ensure effective learning and retention of the topics.

NICL AO Eligibility Criteria 2024

The NICL AO eligibility criteria for the year 2024 is given in detail in the official website. However, here we provide some insights into the expected requirements.

Candidates aspiring for the NICL AO exam must meet specific requirements regarding age and educational qualifications. It's vital to meticulously examine the details provided to ensure compliance with the necessary and preferred qualifications, including professional criteria, for eligibility in the online exam. Applicants should be within the age bracket of 30 years to apply for the NICL AO recruitment examination. Below is detailed information regarding the educational criteria for NICL AO positions.

Educational Qualification 

Candidate should possess certificate in proof of passing the qualifying examination 

The minimum Educational Qualifications required for various disciplines are:

DisciplinesAcademic Qualification
Doctors (MBBS) M.B.B.S / M.D. / M.S. or PG – Medical Degree from a recognized University
OR
Equivalent foreign degrees are recognized as such by the National Medical Commission (Formerly Medical Council of India) with the prescribed benchmark. Furthermore, the candidate must hold a valid registration from the National Medical Commission (Formerly Medical Council of India) or any State Medical Council (as applicable for Allopathy) as on the date of the scheduled interview.
Legal Graduate/Post-graduate in Law with min 60% (55% for SC/ST/PwBD)
Finance Chartered Accountant (ICAI) / Cost Accountant (ICWA) OR B.COM / M.COM from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
Actuarial Bachelor / Master’s degree in Statistics / Mathematics / Actuarial Science or any other quantitative discipline from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates
Information Technology B.E / B.Tech / M.E. / M.Tech in Computer Science/Information Technology/ MCA from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
Automobile Engineering B.E. / B.Tech. / M.E. / M.Tech in Automobile Engineering from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
Generalists Graduate / Post Graduate in any stream from a recognized University with at least 60% marks in either of the degree examinations (at least 55% for SC/ST) candidates.
Hindi (Rajbhasha) Officers Master’s Degree from a recognized University in Hindi with English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in English with Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi medium and English as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with English medium and Hindi as a compulsory or elective subject or as the medium of examination at the degree level with 60% marks (for SC/ST 55% marks) OR Master’s Degree from a recognized University in any subject other than Hindi or English, with Hindi and English as the compulsory or elective subjects or either of the two as a medium of examination and the other as a compulsory or elective subject at the degree level with 60% marks (for SC/ST 55% marks)

Age

Minimum Age: 21 years Maximum Age: 30 years

PostAge Limit
NICL AO

The candidate should be of age group 21 to 30 years (for the general candidate) to apply for NICL AO Recruitment 2024. The candidates must have been born not earlier than 02.12.1993 and not later than 01.12.2002 (both dates inclusive).

Relaxation in upper age limit shall be as follows:

CategoryAge Relaxation
Scheduled Caste/Scheduled Tribe 5 years
Other Backward Classes (OBC- Non creamy layer) 3 years
Persons with Benchmark Disabilities 10 years
Ex-Serviceman 5 years
Defence service personnel disabled in operation during hospitalities with any foreign country or in a distributed area and released as consequence thereof. 3 years
Widows, Divorced women and women legally separated from their husbands who have not remarried 9 years
Existing confirmed employees of Public Sector GIC & AIC 8 years

NICL AO Exam Dates 2025

The NICL recruitment notification concerning the Scale 1 Administrative Officer exam outlines essential NICL AO exam dates that aspiring candidates should take note of, for the examination. The online registration window will be provided in the notification. Aspirants for the exam need to apply for the exam and pay the registration fees before the deadline concludes. Potential applicants are advised to regularly check the official website of NICL for regular updates. It is recommended to stay prepared and start the exam preparation by taking NICL AO mock tests to ensure a good score in the exam. 

NICL AO (Administrative officer) Exam Dates

EventsDates
Online registration and payment of application fees To be notified later
NICL AO Prelims Admit Card  To be notified later
NICL AO Prelims Online Examination (Objective) Date To be notified later
NICL AO Prelims Result To be notified later
NICL AO Mains Online Examination Date To be notified later
Download NICL AO Interview dates To be notified later
NICL AO Result To be notified later

NICL AO Salary 2025

The NICL AO position attracts significant interest owing to its appealing perks and allowances. The NICL AO salary with initial Basic pay is set at Rs. 50,925 /- within the pay scale of Rs.50925-2500(14)-85925-2710(4)-96765, accompanied by additional admissible allowances as per prevailing company regulations. In metropolitan cities, the total monthly emoluments will amount to approximately Rs. 85,000/-. Other benefits will align with the Company's prevailing rules at the appointment time, including entitlement to Company's /leased accommodation for Officers as per norms. The NICL AO job profile will make for an interesting combination of a variety of roles and duties that need to be performed diligently. 

ParametersDetails
Basic Pay Rs. 50,925 /-
Pay Scale Rs.50925-2500(14)-85925-2710(4)-96765
In-hand Salary Rs. 85,000/- per month

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NICL AO Free Mock Test

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