RBI Grade B Salary- Career Growth, Pay Scale, Job Profile

    RBI Grade B Salary 2025 – All You Need to Know

    The Reserve Bank of India (RBI) offers one of the most attractive salary packages in the banking and government sector.

    Last year, the RBI revised the salary structure for Grade B Officers.

    This revision was due to an increase in the Dearness Allowance (DA), which led to a boost in the gross monthly salary.

    Now, candidates selected for the RBI Grade B post in 2025 can expect a much higher starting salary.

    The initial gross monthly salary, including allowances and perks, is approximately ₹1,16,914.

    This makes RBI Grade B one of the highest-paying government jobs in the country.

    Why RBI Grade B Is a Popular Career Choice

    The RBI Grade B post has always attracted thousands of aspirants each year.

    It’s not just the salary that draws people in, but the overall career benefits that come with the job.

    The job profile itself is prestigious. Officers work directly with the nation’s financial policies and systems.

    The in-hand salary is substantial and increases with time and performance.

    There are many opportunities for career growth through internal promotions and departmental exams.

    In addition to the salary, officers receive various perks, making this a well-rounded career choice.

    Newly appointed officers will also undergo a probation period of two years.

    This probation may be extended up to four years, based on performance and the RBI’s decision.

    This period allows officers to adjust to their role and understand the workings of the organization in depth.

    RBI Grade B Pay Scale and Increments

    RBI Grade B Officers are paid under a structured pay scale:

    • ₹55,200 – 2850 (9) – 80,850 – EB – 2850 (2) – 86,550 – 3300 (4) – 99,750
    • Let’s understand what this means.
    • The starting basic pay is ₹55,200 per month.
    • For the first 9 years, officers receive an annual increment of ₹2,850.
    • After this, the basic pay reaches ₹80,850.
    • Then, two more increments of ₹2,850 raise it to ₹86,550.
    • Following that, officers receive four annual increments of ₹3,300.
    • This takes the basic pay to a maximum of ₹99,750, even without any promotion.
    • This steady rise in salary offers long-term financial growth and job satisfaction.
    • Presently, the monthly salary of RBI Grade B Officer is ₹1,16,914/- (approx), and the House Allowance of 15% of Basic Pay is paid if accommodation is not provided by the RBI.

    Note: If you possess very high academic or professional qualification/experience that is of significant value to the Bank, the Bank may consider granting up to four advance increments to you. In such a case, the Board may consider requests for higher emoluments at the interview stage only.

    PostSalary
    RBI Grade B Officer Basic Pay - Rs. 55,200/-p.m.
    Pay Scale - Rs. 55200-2850(9)-80850-EB-2850 (2) - 86550-3300(4)-99750 (16 years)
    Initial Monthly Gross Emoluments - Rs. 1,16,914/- (approximately)

    RBI Grade B Salary Slip

    Please Note Candidates selected from recruitment for the post of Officer in Gr. B (DR) GENERAL stream will join the General Cadre and candidates selected from recruitment for the post of Grade B DR DEPR/DSIM stream will join DEPR/DSIM Cadre.

    Pay and AllowancesRS.DeductionsRS.
    Basic Pay 55200.00 EE NPS Contribution Amount 9968.00
    Grade Allowance 11500 Prof Tax-split period 200.00
    Dearness Allowance 23986.00 BF EE NPS Monthly Contribution -
    House Allowance 60,000.00 House Rent Recovery -
    COPS Incentive 2720.00 Meal Coupon Deduction 400.00
    Spl Perquisite Allowance 4102.00 MAF 300.00
    Spl Allow-Direct Recruit 9750.00 RBI Officers Association Contribution-Mumbai 1000
    Local Compensatory Allows 3664.00 Meal Allowance 5468.00
    Income Tax - Gross Pay 172,506
    Total Deductions -  

    RBI Grade B Salary - Perks and Allowances:

    The Grade B Officer is also entitled to receive some extra benefits in the form of certain emoluments/allowances as a part of the RBI Grade B salary such as

    • Dearness Allowance(D.A)
    • House Rent Allowance(H.R.A)
    • Conveyance Allowance(C.A)
    • Medical Allowance (M.A)
    • Education Allowance
    • Leave Fare Concession & Leave Travel Concession

    Here are some other RBI Grade B perks and allowances you will get apart from RBI Grade B Salary after selection.

    Loan and Advances facility at concessional rates of interest for Housing, Vehicle, Education, Consumer Articles, Personal computers and others.

    • Fuel Allowance
    • Maid allowance
    • Sodexo coupons
    • Mobile Allowance
    • Briefcase Allowance
    • Spectacles Allowance

    Selected candidates will be governed by 'the defined contribution New Pension Scheme (NPS)', in addition to the benefit of Gratuity.

    RBI Grade B Officer Promotion

    • A career as an RBI Grade B Officer comes with excellent growth opportunities.
    • The Reserve Bank of India offers a well-structured path for promotions, allowing officers to rise quickly through the ranks.
    • Officers can grow their careers through departmental promotional exams and fast-track schemes.
    • These internal mechanisms are designed to reward performance, dedication, and consistent learning.
    • Officers who perform well and keep updating their knowledge can move into higher, more responsible roles in a short span of time.
    • This not only helps in professional development but also keeps the RBI’s workforce skilled and future-ready.

    RBI Grade B Officer Job Profile

    As the central bank of India, the RBI handles many critical responsibilities. Naturally, this means that RBI Grade B Officers are trusted with important and high-level tasks.

    After getting selected, every RBI Grade B Officer begins with a probation period of 2 years.

    This period includes 15 weeks of training, which equips officers with the knowledge and skills needed for the role.

    The job profile of an RBI Grade B Officer is dynamic and multi-faceted. It cannot be limited to just one type of task. Officers are expected to handle a wide range of responsibilities depending on their department and posting.

    Key Responsibilities of an RBI Grade B Officer

    Issuing and Circulating Currency

    Ensuring that the supply of currency is smooth, secure, and meets public demand.

    Supervising Regional Offices

    Overseeing operations and ensuring smooth functioning of the assigned regional RBI office.

    Managing Government Accounts

    Handling the banking transactions of the central and state governments, including maintaining accounts and processing payments.

    Monitoring Inflation and Liquidity

    Keeping an eye on inflation trends, managing the flow of money in the economy, and ensuring overall financial stability.

    This role requires officers to stay updated with economic changes, policy shifts, and global financial developments.

    It’s a challenging but highly rewarding career that puts you at the heart of India’s financial system.

    RBI Grade B Phase I - Free Mock Tests

    RBI Grade B Phase 1 Mock Test 1

    RBI Grade B Phase 1 Mock Test 1

    • 120 Minutes
    • 200 Questions
    • 200 Marks
    RBI Grade B 2020 Phase 1 Mock Test 5

    RBI Grade B 2020 Phase 1 Mock Test 5

    • 120 Minutes
    • 200 Questions
    RBI Grade B 2019 Phase 1 Mock Test 4

    RBI Grade B 2019 Phase 1 Mock Test 4

    • 120 Minutes
    • 200 Questions
    RBI Grade B 2019 Phase 1 Mock Test 3

    RBI Grade B 2019 Phase 1 Mock Test 3

    • 120 Minutes
    • 200 Questions

    RBI Grade B Phase I - Previous Year Question Paper

    RBI Grade B Phase 1 2022 Previous Year Paper Shift 1

    RBI Grade B Phase 1 2022 Previous Year Paper Shift 1

    • 120 Minutes
    • 200 Questions
    RBI Grade B Phase 1 2021 Previous Year Paper

    RBI Grade B Phase 1 2021 Previous Year Paper

    • 120 Minutes
    • 200 Questions
    RBI Grade B Phase 1 2018 Previous Year Paper

    RBI Grade B Phase 1 2018 Previous Year Paper

    • 120 Minutes
    • 200 Questions
    RBI Grade B Phase 1 2017 Previous Year Paper

    RBI Grade B Phase 1 2017 Previous Year Paper

    • 120 Minutes
    • 200 Questions

    Rbi Grade B Salary FAQs

    The starting RBI Grade B salary is very lucrative and generally considered high. The basic pay of an RBI Grade B officer is Rs. 55,200 per month. This however does not include the additional allowances afforded to RBI Grade B officers by the government. Upon adding allowances and perks like Dearness Allowance, Housing Allowance, and other emoluments, the gross total salary of an RBI Grade B officers comes out to be Rs. 1,16,914 per month.
    IAS officers usually start off earning more than RBI Grade B officers. IAS officers can earn up to Rs. 1,50,000 a month whereas an RBI Grade B officer earns Rs. 1,16,914 per month. Regardless of the difference in salary, both salaries are still considered high and both careers offer several opportunities for growth and career progression.
    No, RBI Grade B officers do not receive a car as part of their package and salary benefits. They are, however, given an allowance as part of their salary for using their vehicle. There is no provision of any vehicles from the RBI to its employees.
    The RBI Grade B interview is demanding but achievable. It assesses not just your knowledge of finance and economics, but also your personality, communication skills, and composure under pressure. While unpredictable questions and high stakes can make it challenging, targeted preparation with mock interviews and a focus on soft skills can significantly boost your chances of success.
    The RBI Grade B exam is certainly challenging due to its competitive nature and demanding syllabus. It requires dedication and strategic preparation. However, it's achievable for focused students regardless of background. With a strong understanding of the exam format, consistent practice, and development of test-taking skills, you can increase your chances of success.
    Yes, RBI Grade B is a permanent job with the Reserve Bank of India. Once you successfully complete the probation period, which is typically two years, you'll become a permanent employee and enjoy the benefits and stability associated with a government position. This includes job security, regular salary increments, and a pension upon retirement.
    The revised pay scale of RBI Grade B is Rs.55200-2850(9)-80850-EB-2850(2)-86550-3300(4)-99750. The basic salary of an RBI Grade B Officer starts at Rs. 55,200 per month, which includes an RBI Grade B salary increment of Rs. 2,850 for a maximum of 9 years. After completing 9 years of service, an additional increment of Rs. 3,300 is received every 4 years. Following this increment, the total basic pay reaches Rs. 86,550. The highest basic pay achievable without any promotions is Rs. 99,750...
    The revised basic salary of an RBI Grade B Officer is ₹55200/- and so the gross salary will be approximately Rs. 1,16,684 per month. This includes various components along with basic pay, such as allowances, and other benefits as per the prevailing rules and regulations of the RBI.
    RBI Grade B, being a prestigious central-level job, opens up a realm of possibilities and responsibilities for its officers. An essential aspect of this role is the potential for posting in any part of India. Candidates selected for the RBI Grade B position must be prepared to serve in diverse locations across the nation, subject to the operational needs and strategic decisions of the Reserve Bank of India. This geographical flexibility not only adds dynamism to the job but also underscores the officer's commitment to fulfilling the RBI's mission and serving the nation by contributing to financial stability and economic growth, regardless of location.
    In RBI Grade B, there is a transfer policy in place where officers are typically eligible for a transfer after completing five years of service. This policy ensures that officers gain diverse experiences and exposure by working in different departments or locations within the Reserve Bank of India.
    Upon selection as an RBI Grade B Officer, candidates are required to undergo a probationary period of two years. However, at the bank's discretion, this probation period can be extended for up to four years. During this time, officers receive comprehensive training and gain practical experience in their assigned roles and responsibilities.
    The revision of RBI Grade B salary typically occurs once every five years. Recently, the RBI Grade B salary has undergone a revision, which was long overdue from November 2017. This revision ensures that the salary structure remains updated and aligned with market standards and economic factors.
    The aggregate of RBI Grade B gross monthly emoluments is a significant figure that has been officially communicated through the latest notification. The RBI Grade B monthly salary, inclusive of all benefits, perks, and allowances, now stands approximately, at a substantial ₹1,16,914. This impressive package underscores the financial appeal of a career as an RBI Grade B officer. It reflects not only the base salary but also additional incentives, making it a lucrative proposition for those aspiring to work with the Reserve Bank of India. The emoluments signify the institution's commitment to offering competitive compensation to attract and retain top talent.
    The current revised pay scale of RBI Grade B is Rs.55200-2850(9)-80850-EB-2850(2)-86550-3300(4)-99750. The basic salary of an RBI Grade B Officer starts at Rs. 55,200 per month, which includes an RBI Grade B salary increment of Rs. 2,850 for a maximum of 9 years. After completing 9 years of service, an additional increment of Rs. 3,300 is received every 4 years. Following this increment, the total basic pay reaches Rs. 86,550. The highest basic pay achievable without any promotions is Rs. 99,750.