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    UBI SO Credit officer Eligibility Criteria 2024

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    UBI Credit Officer Eligibility Criteria 2024

    If you would like to send in your application for the upcoming UBI SO 2024 recruitment cycle, then you need to make sure you meet the eligibility requirements outlined in the UBI SO notification 2024 before moving through with the UBI Credit Officer application process. Your application will be canceled if you do not meet the UBI Credit Officer eligibility requirements 2024 for Scale 2. You must also fulfill additional requirements, such as the UBI SO nationality and age limits. The upper age limit may be relaxed for candidates who fall under one of the reserved categories. The eligibility cut-off date for age criteria is set as the first day of the month in which online registration begins, i.e., February 01, 2024. On the other hand, for the educational qualifications, the cut-off date is the last day of online registration, which is February 23, 2024.

    UBI Credit Officer Educational Qualifications

    The UBI SO educational qualification requirements for the post of Credit Officer Manager (MMGS-II ) have to be fulfilled before you apply for the UBI SO Credit Officer exam. The cut-off date for the educational qualification and post-qualification work experience is February 23, 2024. Please take a look at the table below to check the essential and desirable educational qualifications and work experience for both posts in the table below. 

    POST CODEPOSTEducational QualificationsWork Experience
    13 Manager (Credit) – MMGS-II

    Essential: Bachelor’s degree in any discipline with minimum 60% aggregate marks from a University / Institution recognized by Govt. of India/approved by Govt. Regulatory bodies. (Minimum 55% for SC/ST/OBC/PwBD candidates)

    Note: Candidates having professional qualification like MBA (Finance) / CA/ ICWA/ CFA/ FRM/ CAIIB from a University/Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies will be preferred.

    		 Post Qualification Work Experience in processing of credit proposals as an officer in MSME/Corporate Credit in any Scheduled Public Sector Banks/ Scheduled Private Sector banks for a minimum period of three (3) years is mandatory.

    UBI Credit Officer Age Criteria

    Like the educational criteria, the UBI SO age criteria also have to be fulfilled. Please note the cut-off date to satisfy the UBI SO age requirement is February 01, 2024. Please check the table below for more information.

    PostAge Criteria
    Manager (Credit Officer) Minimum : 25 years Maximum : 35 years

    UBI Credit OfficerAge Relaxation

    Upper age relaxation will be offered to eligible candidates in some cases. Please check the table below to identify the category that can avail of this age relaxation and the number of years against the same. 

    CategoryAge relaxation 
    Scheduled Caste / Scheduled Tribe 5 years
    Other Backward Classes (Non-creamy layer) 3 years

    Persons with Benchmark Disability (PWBD) –

    a. Visually Impairment (VI) - Blindness and Low Vision;

    b. Hearing Impaired (HI) - Deaf and Hard of Hearing;

    c. Orthopedically Challenged (OC) - Locomotor Disability (One Arm - OA, One Leg -OL, Both Legs -BL, One Arm & One Leg -OAL), Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims and Muscular Dystrophy; d. Intellectual Disability (ID) - Intellectual Disability (Autism In case of dual specializations, one of the fields of specialization should be in the field prescribed.

    In case of major/ minor specializations, major specialization should be in the stream prescribed. Candidates having PG Degree (MMS or MBA)/PG Diploma with more than two specializations are not eligible to apply. Candidates should ensure that the educational qualification and work experience possessed by them shall be as per the prescribed educational qualifications and work experience mentioned in the advertisement and they fulfill the above eligibility criteria. No equivalent educational qualification shall be considered for eligibility. 5 Spectrum Disorder, Specific Learning Disability and Mental Illness) & Multiple Disability; e. Multiple Disabilities means disability amongst clauses (a) to (d) including deaf-blindness in the posts identified for each disabilities.

    		 10 years
    Ex-Servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs/Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (Including those whose assignment is due to be completed within one year from the date of notification) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment. 5 years
    Persons affected by 1984 riots 5 years

    UBI Credit Officer Nationality

    A candidate applying for the UBI SO exam 2023 must be either:

    • A citizen of India, or
    • A subject of Nepal, or
    • A subject of Bhutan, or
    • A Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India, or
    • A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. 

    Union Bank of India Credit Officer - Free Mock Tests

    Union Bank Of India 2024 Manager Credit Officer Mock Test 2

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    Union Bank Of India 2024 Manager Credit Officer Mock Test 1

    Union Bank Of India 2024 Manager Credit Officer Mock Test 1

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    Ubi So Credit Officer Eligibility Criteria FAQs

    No. Only those candidates who belong to the non-creamy layer of the OBC category are eligible for age relaxation. The OBC candidates from the creamy layer will indicate their category as General.
    The maximum age limit to apply for the position of UBI Credit Officer is 35 years. Candidates must ensure they meet this age requirement before submitting their applications for the Credit Officer position at Union Bank of India.
    Candidates aspiring for the UBI Credit Officer position must possess post-qualification work experience in processing credit proposals as an officer in MSME/Corporate Credit in any Scheduled Public Sector Banks/Scheduled Private Sector Banks for a minimum period of three years. This prerequisite underscores the importance of relevant experience in credit processing for applicants vying for the Credit Officer role at Union Bank of India.
    Yes, there will be a reservation facility for Ex-servicemen, except for those intending to apply for Officers' posts. This provision ensures equitable opportunities for Ex-servicemen in various positions, aligning with the bank's commitment to inclusivity and diversity in its workforce.
    No, candidates are restricted to applying for only one post in the UBI Specialist Officer recruitment drive. This regulation aims to streamline the application process and ensure fairness by allowing candidates to focus on their preferred positions.
    The minimum age requirement for UBI SO recruitment varies depending on the post code. For the Credit Officer (MMGS 2) position, candidates must be at least 25 years old to apply. It is essential for applicants to review the specific age criteria corresponding to their desired position.

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