UBI SO Credit officer Exam Syllabus 2024

    UBI SO Manager (Credit) Syllabus and Exam Pattern

    After the release of the UBI SO notification 2024, the curiosity among students to know about the exam pattern and syllabus has increased. To answer all your queries regarding the exam pattern and syllabus of the UBI SO, we are here. Please note that on this page, we are going to discuss only the UBI SO Credit Manager Exam Pattern and syllabus. To get detailed knowledge about the exam pattern and syllabus of UBI SO Recruitment, we have another page; you can check all those details there. Now, coming back to the UBI SO Credit Manager post, let's delve into the insights of the UBI SO Credit Manager Exam pattern and syllabus. 

    UBI SO Manager (Credit) Exam Pattern

    It is important to know the Exam pattern in order to facilitate making an effective preparation strategy for the exam. Therefore, this page primarily focuses on the UBI SO Manager (Credit) Exam pattern. Getting a thorough understanding of the exam pattern will help you to understand the insights of the exam. Exam pattern acts as the soul of the examination. However, the number of vacancies for the UBI SO Credit Manager is lucrative. So the completion among candidates for this is automatically going to touch the heights. Thus, it is high time you should start preparing for this exam and, for that matter, understanding the exam is essential at first. 

    UBI SO Credit Manager Selection Process

    The selection process might include an online test, group discussion (if held), reviewing applications, and/or personal interviews, depending on the number of applicants. The Bank can choose which methods to use for selecting candidates for the advertised positions.

    Online Exam

    For the UBI SO Credit Manager post, there's an Online Written Examination. It will include a section testing your professional knowledge with 100 multiple-choice questions, totaling 200 marks. The whole exam will last for 120 minutes. 

    Name of the TestsNo. of QuestionsMaximum MarksTotal Duration
    Professional knowledge relevant to the post 100 multiple choice questions 200 marks 120 minutes

    UBI SO Marking Scheme

    For wrongly marked answers in the online exam, there will be negative marking. One-fourth, or 25%, of the marks allotted to each question for which the candidate provided a wrong answer will be subtracted as a penalty to determine the final result. There won't be any negative marking for a question if it is left unanswered.

    UNION BANK (SPECIALIST OFFICERS) Marking Scheme

    QuestionsNumber of Marks
    For wrong answers -1/4 or 25% of the marks assigned to that question
    For not attempted 0 (no marks)

    UBI SO Manager (Credit) Syllabus

    After a clear understanding of the UBI Credit Officer exam pattern 2024, the next step is to note down the UBI Credit Officer syllabus 2024. This will enable you to identify the important and recurring topics that are assessed in the UBI SO exam. The UBI Credit Officer Online Written Exam will comprise of four sections, namely: English Language, Reasoning, Quantitative Aptitude and Professional Knowledge relevant to the post. Refer to the table below for more details on the UBI SO syllabus 2024.

    SectionTopics
    English Language Articles, Adverbs, Verb Agreement, Idioms and Phrases, Tenses, Error Corrections, Vocabulary, Comprehensions, Grammar, Sentence Arrangements, Fill in the blanks, Synonyms, Unseen Passages, Error Correction
    Quantitative Aptitude Simplification and approximation, Number Series, Quadratic Equation, Number System / HCF & LCM, Ratio and Proportion, Average, Partnership, Ages, Percentage, Profit & Loss, Time, Speed & Distance, Problems on Trains, Boat and Stream, Time & Work / Pipes and Cisterns, Simple and Compound Interest, Mixture & Allegations, Permutation and Combination, Probability, Data Interpretation (DI), Caselet DI and Data Sufficiency
    Reasoning Aptitude

    Verbal Reasoning, Syllogism, Circular Seating Arrangement, Linear Seating Arrangement, Caselet Double Lineup, DI Scheduling, Input Output, Blood Relations, Directions and Distances, Ordering and Ranking, Data Sufficiency, Coding and Decoding, Code Inequalities, Course of Action, Critical Reasoning, Analytical and Decision Making

    Professional Knowledge Accounting Concepts: Marginal Costing, Social Accounting, Absolute Costing, Cost Volume Profit Analysis, Activity-based Costing, Inventory valuation, Cost Sheet and work, Target Costing, Transfer pricing, Overview of Cost Accounting Guidelines of SEBI
    Corporate Accounting: Insurance of shares, Divisible Profits and Bonus Issues, Dividend Distribution, Final Accounts factories Act, Underwriting, Valuation of Goodwill and shares, Capital, Issues, Forfeiture, and Reissues of shares, Accounting for Amalgamation companies, Issues and Redemption of Debentures, Acquisition of Business and profits before Incorporation
    Business Law: Provident Fund, Industrial Dispute Act, Labor Law, Process Costing, Negotiable Instruments, Gratuity Act, Redemption of preference shares, Partnership act, Contract act, Marginal Cost and Cost Volume Profit
    Management Accounting: Ratio Analysis, Cash Flow Statement, Budgeting and Budgetary Control, Capital Market, Sources of Finance, Capital Structure, Company Law Analysis, Standard Costing and various Analysis, Capital Budgeting
    Capital Structure: Cost of capital, Funds flow statement, Sources of Finance, Job and Batch Costing, The material, Labor cost, and Overhead cost, Financial Statement Analysis, Sources of finance, Process Costing, Contract Costing, Budgeting and Budgetary Control
    Economics: Micro and Macro Economics concepts, Updates related to money market and RBI Policies, Money Market
    Basic Accounting: Principle and concepts of Accounting, How the RBI, IRDA, and SEBI works – Functioning

    Group Discussion

    The maximum marks for the Group Discussion will be 50, and candidates need to score at least 25 marks if they are from the General/EWS category and 22.5 marks if they belong to reserved categories like SC/ST/OBC. Only candidates who meet these minimum marks in the Group Discussion (if held) will be invited for the Personal Interview. Just taking part in the Group Discussion doesn't guarantee an interview call.

    Personal Interview

    A Personal Interview worth 50 marks will be held to evaluate various aspects like academic and job knowledge, communication skills, leadership qualities, and suitability for the post. General and EWS category applicants need to score at least 25 marks, while reserved category (SC/ST/OBC/PwBD) applicants need 22.5 marks to qualify. Candidates failing to meet these marks will not proceed further. The interview will be conducted in a ratio of 1:3 to the number of vacancies, but the Bank may change this ratio if needed.

    Books

    To prepare for competitive exams, you need to work hard as well as smart. So, to ace the UBI Credit Officer exam 2024, you must have useful and relevant study material at your disposal. Therefore, to ensure that you do not waste your precious time, we have compiled a list of books which will prove useful in your UBI SO exam preparation.

    PaperBooksAuthor/Publisher
    Reasoning A Modern Approach to Verbal and Non Verbal Reasoning R.S. Aggarwal
    Analytical Reasoning MK Pandey
    How to Crack Test of Reasoning: In All Competitive Exam Arihant Publication
    A New Approach to Reasoning Verbal and Non-Verbal B.S. Sijwali & Indu Sijwali
    Quantitative Aptitude Magical book on Quicker Maths M Tyra
    Quantitative Aptitude for Competitive Exams R.S. Aggarwal
    Fast Track Objective Arithmetic Rajesh Verma
    Class Notes SS Bharti
    Finance & Management Financial Management Prasanna Chandra or IM Pandey
    Indian Financial System Bharti Pathak
    Principles of Management LN Prasad
    Organisational Behaviour SP Robins
    English Language English Grammar Wren & Martin
    Word power made easy Norman Lewis
    Descriptive General English SP Bakshi

    Union Bank of India Credit Officer - Free Mock Tests

    Union Bank Of India 2024 Manager Credit Officer Mock Test 2

    Union Bank Of India 2024 Manager Credit Officer Mock Test 2

    • 120 Minutes
    • 100 Questions
    • 200 Marks
    Union Bank Of India 2024 Manager Credit Officer Mock Test 1

    Union Bank Of India 2024 Manager Credit Officer Mock Test 1

    • 120 Minutes
    • 100 Questions
    • 200 Marks

    Ubi So Credit Officer Exam Syllabus FAQs

    We have provided a complete list of books for the UBI Credit Officer exam on our syllabus page. You can refer to that for more information regarding the UBI Credit Officer syllabus.
    In the UBI Credit Officer exam, you will be assessed on the basis of English Language, Reasoning, Quantitative Aptitude and Professional Knowledge which will be stream specific.
    Yes, definitely. You can practice the UBI Credit Officer free online mock tests at ixamBee. Moreover, the UBI Credit Officer online test series is based on the latest UBI Credit Officer exam pattern.

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