UBI SO Eligibility Criteria 2024

The Union Bank of India has put forth a golden opportunity for many job aspirants by announcing vacancies for the post of ‘Specialist Officers’ under various categories/disciplines. The application window for the UBI SO exam 2024 is open till February 23, 2024. It will be beneficial if all the candidates go through the complete UBI SO eligibility criteria before moving on with the application. There is a fixed criterion based on which the eligibility of the candidates will be determined. The eligibility cut-off date for the age criteria is set as the first day of the month in which the online registration begins, which is February 01, 2024. On the other hand, for educational qualifications, the cut-off date is the last day of online registration, i.e., February 23, 2024.

Educational Qualification

The candidates applying for any one of the announced posts by the bank need to possess the requisite educational qualifications, failing which the application will be rejected. There are various posts under the ‘Specialist Officer’ category, all of which require different qualifications depending on the discipline. The UBI SO educational qualifications required for all the posts are as follows:

Senior Manager (Risk) - MMGS-III

The Union Bank of India prescribes various qualifications for the post of Senior Manager (Risk). If a candidate possesses any one of these qualifications, he/she can apply for the post. Apart from these mandatory educational qualifications, the Union Bank of India has also mentioned certain desirable qualifications in its UBI SO notification 2024. If a candidate possesses these qualifications, there is a chance of priority being given in the final selection. The various educational qualifications are:

PostEducational Qualifiction
EssentialDesirableWork Experience
Senior Manager (Risk) - MMGS-II
  • Certification in Financial Risk Management from Global Association of Risk (GARP)
    OR
  • Professional Risk Management Certification from PRIMA Institute.
    OR
  • Holder of Chartered Financial Analyst (CFA) from CFA Institute.
    OR
  • CA/CMA (ICWA)/CS
    OR
  • Full time MBA in Finance (Minimum 2 Years)/PGDM with specialization in finance) Minimum 60% in aggregate.
    OR
  • Master in Mathematics/Statistics or Economics Minimum of 60% in aggregate.
  • Certificate Examination in Risk in Financial Service, IIBF.
  • Certification Course in Risk Management, NIBM.
  • Certificate in MS Access, Working knowledge of Modeling tools like “R” SPSS etc, SQL from Globally known organizations such as Microsoft, CISCO etc. or nationally known institute such as NIIT,CMS,APTECH etc. or institutions recognized by the Govt. of India/Govt. regulatory bodies will be preferred.
 Relevant post qualification of Risk related work experience in Credit Risk and Risk Modeling in Financial Institutions/ Rating Agencies/Brokerage firms - Minimum 5 Years.

Manager (Risk) - MMGS-II

There are different educational qualifications prescribed by the Union Bank of India for the post of Manager (Risk) in Grade II that are mandatory for application. Besides these essential educational qualifications, certain desirable qualifications have also been mentioned by the Union Bank of India in its notification. If a candidate possesses these qualifications, there is a chance that such candidates may be given priority over others in the final selection. A candidate can possess any one of the following qualifications:

PostEducational Qualifiction
EssentialDesirableWork Experience
Manager (Risk) - MMGS-II
  • Certification in Financial Risk Management from Global Association of Risk (GARP)
    OR
  • Professional Risk Management Certification from PRIMA Institute.
    OR
  • Holder of Chartered Financial Analyst (CFA) from CFA Institute
    OR
  • CA/CMA (ICWA)/CS
    OR
  • Full time MBA in Finance (Minimum 2 Years)/PGDM with specialization in finance) Minimum 60% in aggregate
    OR
  • Master in Mathematics/Statistics or Economics Minimum of 60% in aggregate
  • Certificate Examination in Risk in Financial Service, IIBF
  • Certification Course in Risk Management, NIBM
  • Certificate in MS Access, Working knowledge of Modeling tools like “R” SPSS etc, SQL from Globally known organizations such as Microsoft, CISCO etc. or nationally known institute such as NIIT,CMS,APTECH etc. or institutions recognized by the Govt. of India/Govt. regulatory bodies will be preferred
 Relevant post qualification of Risk related work experience in Credit Risk and Risk Modeling in Financial Institutions/ Rating Agencies/Brokerage firms - Minimum 2 Years.

Manager (Civil Engineers) - MMGS-II

The educational qualification required for the post of Manager (Civil Engineers) is different as compared to the above-mentioned posts. The qualifications required are:

PostEducational QualifictionWork Experience
Manager (Civil Engineers) - MMGS-II B.E/B.Tech. Degree in Civil Engineering from a University recognized by Govt. of India/Approved by Govt. Regulatory bodies with a Minimum of 60% marks in aggregate. Minimum 3 year of Experience in Construction/Maintenance of multistoried Commercial/Residential Buildings in Govt./Semi Govt. Dept. or institutions /Public Sector Undertakings /Listed corporate or its group companies

Manager (Architects) - MMGS-II

For the post of Manager (Architects), following qualifications are a must:

PostEducational QualifictionWork Experience
Manager (Architects) - MMGS-II
  • Bachelor Degree in Architecture from a University recognized by Govt. of India/Approved by Govt. Regulatory bodies with a minimum of 60% marks in aggregate.
  • Must have valid registration of council of Architecture.
  • Must have knowledge of Auto CAD & should be conversant with Govt. guidelines pertaining to procurement of works, goods & services.
 Minimum 3 year of experience in Planning, Designing, Supervision and execution of multi-storied Commercial/Institutional/Residential Projects along with interiors in Govt./Semi Govt. Dept. or Institutions/Public Sector Undertaking

Manager (Electrical Engineers) - MMGS-II

To apply for the post of Manager (Electrical Engineers), the candidates need to possess the following educational qualification:

PostEducational QualifictionWork Experience
Manager (Electrical Engineers) - MMGS-II B.E./B.Tech. in Electrical Engineering with Minimum 60% Marks in Aggregate from a University recognized by Govt. of India/AICTE accredited Institution. Minimum 5 years' of Post Qualification work experience in maintenance of HT/LT Panels, Cables, Industrial Wiring, Electrical Installation of Commercial and Residential building, DG sets, Air-Conditioning Plants, etc.

Manager (Printing Technologists) - MMGS-II

To apply for the post of Manager (Printing Technologists), the candidates need to possess the following educational qualification:

PostEducational QualifictionWork Experience
Manager (Printing Technologists) - MMGS-II B.E./ B. Tech in Printing Technology from a University recognized by Govt. of India/Approved by Govt. Regulatory bodies with Minimum 60% marks in aggregate. 3 years of experience in printing line/ paper verification and possess knowledge of security feature of MICR Cheque printing and different quality of papers used for MICR cheque.

Manager (Forex) - MMGS-II 

The candidates willing to apply for the post of Manager (Forex) need to possess the following qualifications:

PostEducational QualifictionWork Experience
Manager (Forex) - MMGS-II
  • Graduate in any discipline from a University/Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies.
    And
  • Full time MBA (Minimum 2 Years) / PGDBA / PGDBM/ PGPM/ PGDM with Specialization in Finance / International Business/Trade Finance from a University / Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies with minimum 60% marks in aggregate.
  • Certificate Course in Forex conducted by IIBF along with above mention qualification will be preferred.
 Minimum 3 years’ of experience in Banking and Finance in Foreign trade Finance operations in Public/Private Sector Banks

Manager (Chartered Accountants) - MMGS-II

The candidates applying for the post of Manager (Chartered Accountants) is required to possess the qualification of:

PostEducational QualifictionWork Experience
Manager (Chartered Accountants) - MMGS-II Chartered Accountant from institution recognized by ICAI.
  • Minimum 2 years of experience as CA in a BANK/NBFC/FIs/Credit rating agency.
  • Post qualification experience in high value credit, appraisal/ assessment of credit proposals of medium/large corporate, capital planning & raising activities, quarterly review/ analysis of capital structure, Bank's Financial statements preparation will be given preference.

Assistant Manager (Technical Officers) - JMGS-I

For the candidates applying for the post of Assistant Manager (Technical Officers), the following qualifications are required:

PostEducational Qualifiction
Assistant Manager (Technical Officers) - MMGS-II Degree in Engineering in Civil/ Electrical/ Mechanical/ Production/ Metallurgy/ Electronics/ Electronics & Telecommunication / Computer Science/ Information Technology/ Textile/ Chemical etc./ B.Pharma from a University recognized by Govt. of India/Approved by Govt. Regulatory bodies with a minimum of 60% marks in aggregate.

Assistant Manager (Forex) - JMGS-I

For the post of Assistant Manager (Forex), a candidate needs to possess the following qualifications:

PostEducational Qualifiction
Assistant Manager (Forex) - MMGS-II
  • Graduate in any discipline from a University/Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies.
    And
  • Full time MBA (Minimum 2 Years) / PGDBA / PGDBM/ PGPM/ PGDM with Specialization in Finance / International Business/Trade Finance from a University / Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies with minimum 60% marks in aggregate.
  • Certificate Course in Forex conducted by IIBF along with above mention qualification will be preferred.

Age Criteria

Besides adhering to the guidelines pertaining to the educational qualifications, candidates also need to follow the age criteria as laid down by the bank. The minimum age to apply for the UBI SO exam is 20 years whereas the maximum can reach upto 45 years depending on the post. The post-wise UBI SO age limit applicable as on February 01, 2024, is as follows:

PostAge Criteria
Senior Manager (Risk) - MMGS-III
  • Minimum : 30 years
  • Maximum : 40 years
  • Manager (Risk) - MMGS-II
  • Manager (Civil Engineers) - MMGS-II
  • Manager (Architects) - MMGS-II
  • Manager (Electrical Engineers) - MMGS-II
  • Manager (Printing Technologists) - MMGS-II
  • Manager (Forex) - MMGS-II
  • Manager (Chartered Accountants) - MMGS-II
  • Minimum : 25 years
  • Maximum : 35 years
  • Assistant Manager (Technical Officers) - JMGS-I
  • Assistant Manager (Forex) - JMGS-I
  • Minimum : 20 years
  • Maximum : 30 years

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Age Relaxation

The Union Bank of India (UBI) will also provide a relaxation in the upper age limit to the candidates belonging to Scheduled Caste / Scheduled Tribe / Other Backward Classes (Non-Creamy Layer) / Persons with Benchmark Disability (PwBD) / Ex-Servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs/Short Service Commissioned Officers (SSCOs) / Persons affected by 1984 riots. The relaxation will be provided on a cumulative basis.

CategoryAge Relaxation
Other Backward Classes (Non-creamy layer) 3 years
Scheduled Caste / Scheduled Tribe relaxation 5 years
Persons affected by 1984 riots 5 years
Ex-Servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs/Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (Including those whose assignment is due to be completed within one year from the date of notification) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment. 5 years
Persons with Benchmark Disability (PWBD) –
  • Visually Impairment (VI) - Blindness and Low Vision
  • Hearing Impaired (HI) - Deaf and Hard of Hearing
  • Orthopedically Challenged (OC) - Locomotor Disability (One Arm - OA, One Leg -OL, Both Legs -BL, One Arm & One Leg -OAL), Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims and Muscular Dystrophy
  • Intellectual Disability (ID) - Intellectual Disability (Autism Spectrum Disorder, Specific Learning Disability and Mental Illness) & Multiple Disability
  • Multiple Disabilities means disability amongst clauses (a) to (d) including deaf-blindness in the posts identified for each disabilities.
 10 years