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AEPS stands for Aadhaar Enabled Payment System. AEPS is a system introduced by the Government of India to enable Aadhaar cardholders to perform basic banking transactions using their Aadhaar number and biometric authentication. It allows customers to carry out financial transactions like cash withdrawal, cash deposit, fund transfers, balance inquiry, and Aadhaar-to-Aadhaar fund transfers through Micro ATMs using their Aadhaar details as identification. AEPS aims to promote financial inclusion and provide easy and secure banking services to individuals, especially in rural and remote areas.
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