Question
A bank finds it difficult to repay the short term
deposits on maturity because the funds of the bank are locked in ____Solution
Liquidity Risk arises when a bank is unable to meet a financial commitment . This may arise due to variety of reasons. The entity may not be able to raise resources at reasonable cost. This may also arise when a bank is not able to exit an investment due to non availability of counter party in the market resulting in impacting the liquidity of the bank in meeting its commitments.
The process by which a bank converts the cheques and other instruments deposited by customers into cash is known as:
The minimum capital requirement for setting up a new universal bank in the private sector as per RBI is:
What is the minimum duration for which a small account can remain operational after opening without furnishing an Officially Valid Document (OVD)?
As per Schedule I, any kind of disposal or transfer of business assets made by an entity on a permanent basis qualifies as supply, even though it is wit...
When REs use Aadhaar for customer verification in offline mode, what is mandatory according to RBI guidelines? Â
What is the maximum aggregate withdrawal limit for a small account per month where KYC is not completed ?
What is a primary condition under RBI guidelines for REs when onboarding non-resident customers with limited KYC documentation? Â
The 'Nostro Account' of a bank refers to:
Which among the following items link the Income Statement and the Balance Sheet
Acquisition costs (commissions, underwriting) are high and incurred upfront on 1 Oct. Policies are expected to persist on average 9 months (lapse experi...