Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) is a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through ___________.
Explanation: - Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) is a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through Life Insurance Corporation of India and Community Service Centers (CSCs). LIC will be the Pension Fund Manager and responsible for Pension pay out. This scheme seeks to benefit around 42 crore workers from the unorganized sector of the country. It was launched in 2019. Eligibility: The unorganised workers (home based workers, street vendors, mid-day meal workers, head loaders, landless labourers and similar other occupations) whose monthly income is Rs 15,000/ per month or less. The Subscriber should belong to the entry age group of 18-40 years. The subscriber will be required to have a mobile phone, savings bank account and Aadhaar number. They should not be covered under New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) scheme or Employees’ Provident Fund Organisation (EPFO). He/She should not be an income tax payer. Salient Features: Minimum Assured Pension: Each subscriber shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years. Family Pension: During the receipt of pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as family pension. Family pension is applicable only to spouse.
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