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Self-Help Groups (henceforth SHGs) have emerged to fill the gap in the formal credit system because the formal credit delivery mechanism has not only proven inadequate but has also not been fully integrated into the overall rural social and community development. Since some kind of collateral is required, vast proportion of poor rural households were automatically out of the credit network. The SHGs promote thrift in small proportions by a minimum contribution from each member. From the pooled money, credit is given to the needy members to be repayable in small instalments at reasonable interest rates. SHG-BLP (SHG Bank Linkage) Programme is run by NABARD.
Statement: As per data provided by the education department, as many as 8,604 posts of Hindi teachers in primary schools and 1,500 in high schoo...
Statement : According to the latest issue of the medical journal Lancet, Multidrug Resistant-Tuberculosis (MDR-TB), a version of the disease where pat...
Statement: A 16-year-old boy drowned in a lake when he went for a swim along with his friends.
Courses of actions:
I. Coaching for ...
Statement : There are multiple cases where businesses have saved millions of rupees by making smaller changes in their processes. And energy-efficien...
Statement: While the workers laying cables underground in ABC locality, a main pipe supplying water to the houses burst and the locality was flooded....
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The increasing amount of NPA in public sector banks is causing trouble for RBI and India’s GDP as well.
Which of the following course of action...
Statement: Malnutrition isn’t just about acute starvation and often, healthy-looking people are malnourished too, because their diet does not in...
Statement: Militants are now attacking the police in several states of India in a bid to demoralize them and to choke the intelligence network.
Statement : Many students in rural areas fail to complete their primary education due to a lack of basic facilities in schools.
Courses of ...