Question
Which of the following points are ‘correct’ with
respect to the Pradhan Mantri Suraksha Bima Yojana? I) The Pradhan Mantri Suraksha Bima Yojana, under the Ministry of Finance, is a one-year accidental insurance scheme renewable on a year-to-year basis for the age group of 18–70 years. II) The scheme provides cover of Rs 2 lakh (Rs 1 lakh for partial disability) for death or disability due to accident. III) In 2022, the government revised the premium rates of PMSBY by making it Rs 5 per day.Solution
Explanation: Pradhan Mantri Suraksha Bima Yojana, under the Ministry of Finance, is a one-year accidental insurance scheme renewable from year-to-year basis. It offers coverage for deaths and disability due to accidents. i. Individuals who come under the age group of 18-70 years and have a savings bank account, are entitled to enroll under this scheme. ii. The scheme provides cover of Rs 2 lakh ( Rs 1 lakh for partial disability) for death or disability due to accident. iii. In May 2022, the government revised the premium rates of PMSBY to Rs. 20.
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