Question
Which of the following institutions is in last mile
financer under Aajeevika Microfinance Yojana (Livelihood Microfinance Scheme)?Solution
The Last Mile Financier i.e. NBFC-MFI fulfilling the following norms shall be considered eligible to avail financial assistance from NSFDC: The NBFC-MFI should be registered with the RBI as Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI).NBFC-MFI should be following all RBI norms related to Micro Finance.The NBFC-MFI should have 3 years of continuous profit track record. The NBFC-MFI should have Gross Non-Performing Assets (NPA) less than   2 % and net NPA below 0.5% as per their Annual Accounts for the preceding financial year.The NBFC-MFI should be a member of a Credit Bureau.
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