Solution

Part B says ‘the banks are burdened with bad loans’ and part D says as a result of that ‘they may be wary of releasing credit’. So B-D will make a pair. Only option C fulfills that. The other pair according to this option also makes meaningful sentence. From the given options only B-D, C-F is matched and make a meaningful sentence. The correct answer after matching will be (B-D): Moreover, even if there were takers for these loans, if the banks are burdened with bad loans as a result of past decisions, they may be wary of releasing credit. (C-F): In order to increase their margins to cover for these losses, the banks, since early 2019, data from the Reserve Bank of India confirm, have chosen not to pass on the fall in the policy rate to the consumers in which case the very premise of a fall in the cost of loans is violated. Option A: (A-D, B-E) is incorrect because it does not make any meaningful sentence. Option B: (B-F, C-D) is incorrect because it does not make any meaningful sentence. Option D: (A-F, B-E) is incorrect because it does not make any meaningful sentence. Option E: (C-E) is incorrect because it does not make any meaningful sentence.