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(b) The two statements show a contrast where statement I talks about unawareness while statement II conveys familiarity with the benefits. Therefore, 'unlike' would be an appropriate connector. 'Inevitably' is used to show cause-effect relationship and 'as a matter of fact' is used to lay emphasis. Hence, (b) is the right answer. Unlike Agarwal and Garg who know several benefits of joint ownership of a house, many homebuyers are unaware about the implications of co-ownership and, therefore, lose out on the benefits.
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