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Cooperative Banks | Commercial Banks |
Co-operatives banks are co-operative organizations. | Commercial banks are joint-stock banks |
Governed by the Co-operative Societies Act as well as Banking Regulation Act | Governed by the Banking Regulation Act |
Subject to the rules laid down by the Registrar of Co-operative Societies | Subject to the control of the Reserve Bank of India directly |
Borrowers are member shareholders, so they have some influence on the lending policy of the banks, on account of their voting power | Borrowers of commercial banks are only account- holders and have no voting power as such→Voting power as per shareholding |
Have not much scope of flexibility on account of the rigidities of the bye-laws of the Co-operative Societies | Free from such rigidities |
Do not pursue the goal of profit maximization | Works for profit maximization |
Smaller in size | Larger in size with wider reach in the country |
Rajesh spent 48% of his monthly income on food and 52% of the remaining of study. If total monthly savings (after spending on food and study) of Rajesh ...
There were two candidate in an election. 15% of the total voters did not cast their votes whereas 10% of the casting votes were declared invalid. If the...
Two students appeared in an exam and one secured 10 marks more than the other. If marks of student who got more marks is 52% of the sum of the marks of ...
If (p + 15)% of 240 is 30 more than the p% of 300, then find the value of 20% of (p + 10.5).
The salary of a man increased from Rs. 16000 per month to Rs. 18000 per month. Find the increase percent.
In a city, the number of persons travelling by bike is 52.5% the number of persons travelling by metro. The number of persons travelling on foot is 60% ...
In a class, 55% of the students are boys, while the remaining are girls. If 60% of the boys and 70% of the girls passed an exam, what percentage of the ...
The marks scored by a boy in three subjects are in the ratio 3 : 4 : 5. Boy scored an overall aggregate of 60% in the exam. If the maximum marks in each...
Monthly savings of ‘A’ is Rs. 1100 more than his monthly expenditure and his total monthly income is Rs. 6500. If his monthly income is increased by...