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Cooperative Banks | Commercial Banks |
Co-operatives banks are co-operative organizations. | Commercial banks are joint-stock banks |
Governed by the Co-operative Societies Act as well as Banking Regulation Act | Governed by the Banking Regulation Act |
Subject to the rules laid down by the Registrar of Co-operative Societies | Subject to the control of the Reserve Bank of India directly |
Borrowers are member shareholders, so they have some influence on the lending policy of the banks, on account of their voting power | Borrowers of commercial banks are only account- holders and have no voting power as such→Voting power as per shareholding |
Have not much scope of flexibility on account of the rigidities of the bye-laws of the Co-operative Societies | Free from such rigidities |
Do not pursue the goal of profit maximization | Works for profit maximization |
Smaller in size | Larger in size with wider reach in the country |
What will be the Land equivalent ration when sole crop yield is 50 & 40 q/ha and intercrop yield is 20 q/ha and 10 q/ha in intercropping system?
Which among the following state has lowest labour wages per day
What is the annual rainfall of the Humid area in mm?
Which one of the following statements is incorrect in case of surface retention of crop residues (mulching)?
The medium range weather forecasting is valid for
Instrument used for measuring solar radiation is ____
The black cotton soils of India are
A weed with short-lived blue coloured flowers is
Number of poultry batches can be reared in a year?
The silkworm spin cocoon after: