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Explanation: Sukanya Samriddhi Account is a Government of India backed saving scheme targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education of their female child. Account can be opened in the name of a girl child till she attains the age of 10 years. A girl child is eligible for this account only if she is a resident Indian citizen when the account is opened, and remains so until the maturity or the closure of account. Only one account can be opened in the name of a girl child. Features: • Account can be opened in Post office and branches of authorised banks. • Account can be opened with a minimum of Rs. 250 and thereafter any amount in multiple of Rs. 100 can be deposited. A minimum of Rs. 250 must be deposited in a financial year. • Maximum Rs. 1,50,000 can be deposited in a financial year. • One withdrawal shall be allowed on attaining the age of 18 years of account holder to meet education expenses upto 50 % of the balance at the credit of preceding financial year. • The account can be transferred anywhere in India from one post office/bank to another. • The account shall mature on completion of 21 years from the date of opening of account or on the marriage of Account holder whichever is earlier.
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