The Reserve Bank of India (RBI) has raised the upper limit of an offline payment transaction to Rs 500 from the existing Rs 200 to promote the use of UPI-Lite wallet in areas where internet connectivity is weak or unavailable. The total limit for offline transactions on a payment instrument, however, remains Rs 2,000. It also said that offline payments should only be made face-to-face. Moreover, these transactions may be offered without Additional Factor of Authentication (AFA).
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