Continue with your mobile number
Explanation: Credit scoring models are essential in finance for assessing the likelihood of borrowers repaying loans. These models use customer data, such as income, credit history, and debt levels, to calculate a credit score. A robust scoring model helps financial institutions reduce credit risk by identifying high-risk applicants and optimizing loan approval processes. For instance, machine learning algorithms can improve the accuracy of these models, allowing lenders to make data-driven decisions while ensuring compliance with regulatory standards. This proactive approach minimizes loan defaults and enhances portfolio quality. Option A: While A/B testing can refine loan offers, it does not directly address credit risk or loan default probability. Option C: Supply chain logistics optimization is more relevant in manufacturing and operations than in finance. Option D: Customer service enhancements like chatbots improve user experience but do not directly mitigate credit risk. Option E: Real-time stock market visualization is crucial for investment decisions but unrelated to credit risk assessment.
Find out the sum of digits of largest number that leaves same remainder when it divides 12003, 6006, 5506 and 10006.
Find the value of 'a' such that (x + a) is the H.C.F of the polynomials 3x²-2x - 8 and 2x²- 7x -6.
The LCM of two numbers is 12 times their HCF. The sum of LCM and HCF is 403 and if both the number are smaller than their LCM. Find both the numbers?
A vendor has 3 kinds of shakes i.e. chocolate, strawberry and banana. He has 180 litres of chocolate shake, 360 litres of strawberry shake and 540 litre...
In two alarm clocks, alarms sound at regular intervals of 90 seconds and 44 seconds. If they ring for the first time at 6:00 PM, when will they next r...
The LCM of two numbers is 5 times of their HCF. The sum of LCM and HCF is 300. If one of the number is 250, then the other number is:
The ratio of two numbers is 4:8 and their LCM is 96. The numbers are:
The ratio of two number is 13 : 10 and their HCF is 25. then find out their LCM?
Determine the LCM of (8/35) and (24/5).
The product of the two prime numbers is 187. What will the L.C.M of these two numbers?