Question
Which of the following is NOT a criterion for
determining the FSWM status of a UCB? Direction (11 to 13):- Â Read the following information to answer the questions below: Given the heterogeneity in the cooperative sector, a tiered regulatory framework was required to balance the spirit of mutuality and co-operation more prevalent in banks of smaller sizes and those with limited area of operation vis-Ã -vis the growth ambitions of the large-sized Urban Cooperative Banks to spread their area of operation and undertake more complex business activities. The Reserve Bank of India had constituted the Expert Committee on Urban Co-operative Banks to examine the issues in urban cooperative banking sector and to review regulatory/ supervisory approach for strengthening the sector. Based on the recommendations of the Expert Committee, RBI had released the Revised Regulatory Framework for Urban Co-operative Banks (UCBs) on July 19, 2022. Accordingly, it was decided to adopt a four-tiered regulatory framework, as against the then existing two-tiered framework, for categorization of UCBs. Going forward, this categorization would be used for differentiated regulatory prescriptions aimed at strengthening the financial soundness of the UCBs.Solution
The FSWM criteria for UCBs include maintaining a.  The CRAR shall be at least 1 percentage point above the minimum CRAR applicable to an UCB as on the reference date; b.  Net NPA of not more than 3%; c.  Net profit for at least three out of the preceding four years subject to it not having incurred a net loss in the immediate preceding year; d.  No default in the maintenance of CRR / SLR during the preceding financial year; e.  Sound internal control system with at least two professional directors on the Board; f.   Core Banking Solution (CBS) fully implemented; and g.  No monetary penalty should have been imposed on the bank on account of violation of RBI directives / guidelines during the last two financial years.
In a certain code language, 'TEACHER' is written as 'CAHEETR', and 'STUDENT' is written as 'DUETNST'. How will 'SUCCESS' be written in that language?
Select the set in which the numbers are related in the same way as are the numbers of the following sets. (NOTE: Operations should be performed on the w...
Select the figure from among the given options that can replace the question mark (?) in the following series.
If B < H < T and H > R > D = M > A, then which of the following conclusions is correct?Â
In this question, a question is followed by two statements mumbered (I) and (II). You have to decide whether the data provided in the statements are suf...
After the mid-term examination Rupesh ranked 10th from the top and Rachit ranked 21st from the bottom. If Rachit performed better than Rupesh and six st...
What should come in place of the question mark (?) in the given series based on the English alphabetical order?
EMT, ILX, MKB, QJF, ?
If A denotes ‘+’, B denotes ‘×’, C denotes ‘−’, and D denotes ‘÷’, then what will be the value of the following expression?
3...
Three of the following letter-clusters are alike in some manner and one is different.
Select the one that is different.
What should come in place of the question mark (?) to complete the following letter-cluster series?
BDC, EGF, HJI, ?Â
