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Under the exposure norms for UCBs, the maximum exposure to an individual borrower cannot exceed 15% of the bank’s Tier-I capital. In this case, 15% of ₹50 crore amounts to ₹7.5 crore. However, to comply with the 15% cap, the maximum exposure the bank can take to a single borrower is ₹5 crore. This ensures that the bank doesn’t over-concentrate its exposure to one entity, thereby managing its credit risk effectively.
Which of the following is the most reactive element in the Periodic table?
Which Indian state boasts the longest coastline?
Between which two rivers was the ancient city of Takshashila located?
In the Mudra Loan Scheme, which type of loan is available for the entrepreneurs?
CriSidEx, India's first sentiment index for micro and small enterprises, was developed by CRISIL in partnership with which organization?
When is National Science Day observed?
What does the second R denote in the “RAFTAAR” scheme of the government of India?
Which committee recommended the establishment of the Central Vigilance Commission?
'Sampark 4.0' is an outreach initiative of which organization?
चीन ने हाल ही में दुनिया की सबसे लंबी हाई-स्पीड रेलवे लाइन-...