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High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
India is a member of which of the following organizations?
In which type of chemical reaction do crystals of ferrous sulphate lose water on heating and the colour of the crystals changes from light green to white?
For EPFO schemes what is the maximum wage for getting inducted in the scheme?
The first Amendment to the constitution of India was made on______.
As of August 2018, who is the present lieutenant governor of Puducherry?
Under which of the following ministries the Draft for National Indicator Framework for Sustainable Development Goals is being prepared?
Match the animals in column A with the phylum they belong to in column B
In November 2023, scientists have discovered a new species of 'music frog' in ______. The speciality of this new species of frog, “Nidirana noadihingâ...
Which Indian state launched the "Yuba Tripura, Natun Tripura, Atmanirbhar Tripura" initiative to encourage youth in industrial and business activi...
In addition to Zanzibar, Tanzania, where IIT Madras has established its first campus outside India, where are the other planned locations for IIT campus...
