High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
‘Mehsana’ breed belongs to the species:
Which of the following materials were used for the reclamation of saline soil?
Serious damage due to shoot and fruit borer is in:
Water loss by transpiration for single plant of following kinds of plant during growing season is less:
Marketable surplus is:
What sugarcane pest leads to leaves turning yellow, being covered with black sooty mold, and the drying up of top leaves with lateral bud germination?
What category does Arabica belong to?
Water movement in a saturated soil is governed by
Which one of the following is the water flow for one acre-inch-day?
Which state has covered largest area under organic certification?
