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High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
Which of the following is not a type of bank in India?
As of 2024, which company became the first in the gem and jewellery sector in India to be granted Authorised Economic Operator (AEO) status?
State whether the following statements are true/false:
1 A fixed budget is prepared for only Range of activity.
2 A flexible budget is pre...
Which of the following metric of the bank is dependent on the movements of the interest rate?
How does inflation in a country affect its currency's exchange rate?
In which of the following leadership style, a leaders is considered genuine and honest and cares for the employees’ opinion?
Which of the following statements is/are correct about the city of Shanghai as a global financial center?
1) Shanghai has the highest number o...
In 2023-24 (FY24), how much worth of sovereign gold bonds (SGBs) did the Reserve Bank of India sell, marking the highest-ever response to the instrument...
Under which of the following type of guarantees, the banker guarantees payment of installments spread over a period?
What is the new name of Edelweiss General Insurance?
