Start learning 50% faster. Sign in now
BASEL-III provides two options for measurement of capital charge for credit risk - standardised approach (SA) and Internal rating based approach (IRB). Under the SA, the banks use a risk-weighting schedule for measuring the credit risk of its assets by assigning risk weights based on the rating assigned by the external credit rating agencies. The IRB approach, on the other hand, allows banks to use their own internal ratings of counterparties and exposures, which permit a finer differentiation of risk for various exposures and hence delivers capital requirements that are better aligned to the degree of risks. The IRB approaches are of two types: Foundation IRB and Advanced IRB. In India, banks have been advised to compute capital requirements for credit risk adopting the SA.
Sohan Singh Bhakna was the first president of the __________ founded by Indians in the United States of America in 1913.
Which perspective assumes that Labour-management conflict is inevitable in the workplace?
The process by which a messenger RNA (mRNA) molecule is synthesized from a DNA template is known as:
The present ages of Shanthi and Keerthi are in the ratio of 7 : 3. After 5 years, Shanthi’s age will be 40. How old will Keerthi be after 5 years?
Consider the following statements regarding the informal workforce in India:
I. Around 91% of India’s workforce is engaged in the informal sect...
What is the median of the following set of numbers:
2, 3, 5, 7, 10, 15, 20?
For the first time in India, medical benefit as a non-cash benefit was provided under
Who was the leader of the Pahariya Rebellion in 1778?
What is the age limit for individuals to be eligible for PMJJBY?