Question
Which of the following would have the lowest credit risk
for a bank/lender?Solution
In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
Which of the following statements accurately describes the features of Treasury Bills (TBills)?
Which of the following pension schemes is managed by the Pension Fund Regulatory and Development Authority (PFRDA) and allows investors to choose from ...
If the expected return on the market is 18% and the expected return on a stock with a beta of 1.2 is 20%, what is the risk-free rate?
The two basic measures of liquidity are?
With reference to eShram portal, consider the following statement:
1.   The Ministry of Electronics and Information Technology has develop...
Which two components form the Ayushman Bharat Scheme?
For a company, Bank Overdrafts and Outstanding Expenses will be termed as
Which type of goods are described as having perfectly inelastic demand?
Which of the following statements is/are correct
1)The GST Sahay platform was created by the GSTN to assist taxpayers in addressing their concern...
What is the maximum loan limit under PMEGP for manufacturing businesses?
