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In case of a LAP, a mortgage loan is created where a property is available to the bank as security against the loan, which is an appreciating asset. In case of vehicle loan, the mortgage is created on the vehicle but it being a depreciating asset, the risk of recovery in case of default is still high. In case of LAS, the security is a volatile asset (shares value can change substantially) while credit card is an unsecured personal loan where credit risk is high.
Which was the first instance of a large-scale and violent rebellion by the Indian sepoys against the British East India Company?
Some reasons highlighting the importance of delivering sex education in schools are mentioned below. Choose the incorrect option.
In a queue of travellers at the emigration counter facing north, Pankaj is 9th from the extreme left end and Puja is 17th from the extreme right end. If...
The Badami rock inscription of Pulakesin-I is dated in Saka Year 465. If the same work to be dated in Vikram Samvat, the year would be
According to recent report, which state recorded the highest total health expenditure in 2021-22?
Which of the following provisions are correct in regards to the finances in the 73rd Constitutional Amendment Act?
1. The state legislature...
A student focuses a sharp image of the sun using a spherical mirror on a sheet of paper, which starts to burn after some time. Which of the following st...
The I-V graph of three resistances R₁ ,R₂ and R₃ is shown in the figure below. The correct relation between R₁ R₂ and R₃ is:
INSPIRE–MANAK scheme, recently seen in news, is implemented by which organizations?
Which of the following are the functions of the Reserve Bank of India?
I. RBI sells foreign currency in the ...
