Question
Which of the following is not an external factor leading
to credit risk?                   ÂSolution
External factors to credit risk •      State of Economy •      Wide swings in commodity prices •      Trade restrictions •      Economic sanctions •      Government policies                                           Internal factors to credit risk •      Weak credit policy and administration of loan portfolio •      Absence of prudential credit concentration limits •      Lapses in assessing the credit profile of borrower •      Inadequate risk pricing •      Insufficient collateral value or excessive dependence on collaterals •      Failure in post-sanction follow-ups
7 years ago, the age ratio between ‘M’ and ‘N’ was 4:5. Present average age of ‘M’ and ‘O’ is 70 years. Determine the current age of ‘...
The ratio of the present ages of P and Q is 7:5 respectively. If the age of P 10 years hence from now will be 100% more than the age of Q 4 years ago fr...
The ratio of age of A and his son is 9:3. If the difference of their ages 6 years ago is 36, then find the sum of the ages of A and his son together 4 y...
A is 3 years older than B while C is 5 years younger than B. The ratio of age of A, 6 years hence and age of B, 3 years ago is 4:3. What was age of C, 1...
At present, Naveen is six years younger than Mohit. Mohit’s age fifteen years hence will be equal to thrice that of Naveen three years ago. What w...
The ratio of the present ages of P and Q is 6:5 respectively. If the age of P 12 years hence from now will be 125% more than the age of Q 4 years ago fr...
Present age of ‘A’ is 40% more than that of ‘B’. If 11 years hence from now, ‘B’ will be 5 years younger than ‘A’, then find the sum of ...
Aarav's current age is 6 years less than the total of 30% of Neel’s age and 50% of Tarun’s age. If Neel is 70 years old and Tarun is 40 years old, h...
- The average of the present ages of R, S and T is 28 years. Triple the present age of S is 45 more than twice the present age of R. If T’s age after 6 yea...
A is younger than B by 2 years. If the ratio of A and B ages is 8:9 respectively, then find the age of A.