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External factors to credit risk • State of Economy • Wide swings in commodity prices • Trade restrictions • Economic sanctions • Government policies Internal factors to credit risk • Weak credit policy and administration of loan portfolio • Absence of prudential credit concentration limits • Lapses in assessing the credit profile of borrower • Inadequate risk pricing • Insufficient collateral value or excessive dependence on collaterals • Failure in post-sanction follow-ups
Which of the following power does not lie with the Parliament as per Art.3 of the Constitution?
The maxim ‘actus non facit rea nisi mens sit rea’ means:
What does the term "product" include according to the definition provided "under the Consumer Protection Act" ?
What is the validity period of a Shelf Prospectus as per the Companies Act?
What is the time period by which the Adjudicating Authority may by order extend the duration of corporate insolvency resolution process beyond one hundr...
A person shall be deemed to be dead if he remained unheard for ………….. years
When an immovable property has been sold in execution of a decree and sale has become absolute, property shall be deemed to have vested in the purchaser...
Which of the following is included in the definition of "consumer rights"?
Negotiable Instrument according to Section 13 of the Negotiable Instrument Act, 1881 do not include__________.
Who grants certificate of commencement of business to a depository?