External factors to credit risk • State of Economy • Wide swings in commodity prices • Trade restrictions • Economic sanctions • Government policies Internal factors to credit risk • Weak credit policy and administration of loan portfolio • Absence of prudential credit concentration limits • Lapses in assessing the credit profile of borrower • Inadequate risk pricing • Insufficient collateral value or excessive dependence on collaterals • Failure in post-sanction follow-ups
Where is the Millets Fair Cum – Exhibition being held?
Which global financial institutions will provide sovereign guarantees for ADB’s climate-related lending?
ADB, India sign $350 million loan to expand metro rail network in which city?
How did India contribute to global central bank gold purchases in October 2024?
What ensures uninterrupted connectivity between Kashmir and Ladakh during winters in the Z-Morh tunnel?
How many women-led MSMEs are expected to benefit from the enhanced 90% credit guarantee coverage under the CGTMSE scheme?
Which of the following is NOT a human-made ecosystem?
What amount did Federal Bank raise through its inaugural issuance of long-term infrastructure bonds?
What is the primary focus of the MoU signed between DPIIT and HDFC Bank?
The Assam Advanced Healthcare Innovation Institute (AAHII), launched in collaboration with IIT Guwahati, features which unique aspect?
