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LTV Ratio (%) Risk Weight (%) ≤ 80 35 > 80 and ≤ 90 50 As a countercyclical measure, it has been decided to rationalize the risk weights, irrespective of the amount. The risk weights for all new housing loans to be sanctioned on or after the date of this circular and up to March 31, 2023 Loan to Value Ratio is the amount of loan that can be given as a percentage of the market value of a property, which is valued by an empaneled independent valuer identified by the Bank. For eg: if the market value of the property is 80 lakhs, then the maximum loan that can be given is (if LTV Ratio of the bank is 80%) 64 lakhs (80% of 80 lakhs). Other things like income of the applicant will also be considered to decide the final loan eligibility
Harihara Raya I who ruled the Vijayanagar Empire for the period 1336- 1356 belonged to which dynasty?
What does the term "average pay for the daily paid worker" stand for according to the "Industrial Disputes Act 1947"?
Which one of the following pairs is not correctly matched. City River
A shopkeeper sold two articles for Rs. 2500 each. One article is sold at a profit of 25% while another one is sold at a loss of 20%. What will be the su...
To which theory of conservation is related the first law of thermodynamics ?
By selling 39 dozens of mangoes, a vendor earns a profit equal to the sale proceeds of 13 dozens of mangoes. What is the percentage of his profit ?
Which one of the following cannot be called "Amphibian of the Plant Kingdom" ?
Integrated Child Development Services is one of the world’s largest and unique early childhood care and development programmes of the GoI, launched in...
Pipe ‘A’ takes 25 minutes to fill a tank. Pipe ‘B’ takes 30 minutes to empty the same tank. If pipe ‘B’ is opened 18 minutes after pipe ‘A...
What are the last signs of the activities of a volcano?