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LTV Ratio (%) Risk Weight (%) ≤ 80 35 > 80 and ≤ 90 50 As a countercyclical measure, it has been decided to rationalize the risk weights, irrespective of the amount. The risk weights for all new housing loans to be sanctioned on or after the date of this circular and up to March 31, 2023 Loan to Value Ratio is the amount of loan that can be given as a percentage of the market value of a property, which is valued by an empaneled independent valuer identified by the Bank. For eg: if the market value of the property is 80 lakhs, then the maximum loan that can be given is (if LTV Ratio of the bank is 80%) 64 lakhs (80% of 80 lakhs). Other things like income of the applicant will also be considered to decide the final loan eligibility
Mango showers, which facilitate early ripening of mangoes, are typical pre-monsoon rains in which Indian states?
What does the acronym "HYV" stand for in agriculture?
Gupta inscriptions suggest that there were small kingdoms of Nag clans in north India (especially Garhwal), which Gupta king ruled over Nag Chieftains?
Area of a map is measured with the help of ____________
India’s first nuclear missile tracking ship INS Dhruv is being built by which organization?
Who got the title of the winner of FIFA( Federation Internationale de Football Association) for 2018?
Which among the following recently became the first Indian bank to cross the market capitalization of 5 lakh crore?
What Temple is also known as Peacock Island Temple?
By what instrument or device is relative humidity typically measured?
Hindustan Copper Limited (HCL) was established in which year?