ABC Bank Ltd has extended a Rs.10 crore loan at 5% over the repo rate. The loan is to be repaid in equal quarterly instalments. The bank’s funding of the loan is to be done by 5 years deposit, interest rate on it being 6.5%. Which of the following risk associated with this transaction can lead to variation in the bank’s net interest income in one year?
Repricing risk is the risk of changes in interest rate charged (earned) at the time a financial contract's rate is reset . Here the interest on the loan extended (asset) is variable while that on the deposits (liability) is fixed. Any change in the interest rate will impact the net interest income by repricing of the loan of the bank and changing the net spread between interest earned and interest paid.
Where a company is formed and registered under this Act for a future project or to hold an asset or intellectual property and has no significant account...
Managing director will be counted as _____________ while calculating the maximum limit of managerial remuneration in case of private company.
A Bailor as per the Contract Act is a person______________
Specific relief can be granted for enforcing__________________
The security receipts under SARFAESI Act_______.
Which section of the Indian Evidence Act is related to the doctrine of ‘res ipsa loquitor’?
What is the meaning of “locus standi”?
Which of the following cannot be transferred as mentioned under Transfer of Property Act?
While releasing the offenders after admonition under The Probation of Offenders Act, 1958, which of the following fact need not be taken into considerat...
Which of the following new law replaces the IPC and the Evidence Act?