Given the following information, what will be the capital charge for operational risk as per Basic indicator approach, for year 1 and year 2?
Capital charge = 15% * Gross Income Gross Income of year 1 = Net profit + provisions + staff expenses + other operating expenses = 120+240+280+160 = 800 Gross Income of year 2 = Net profit + provisions + staff expenses + other operating expenses = 150+290+320+240 = 1000 Capital charge for Year 1 = 15% *800 = 120 crore Capital charge for Year 2 = 15% *1000 = 150 crore
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viroid consists of
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