Basel III is a set of international banking regulations developed by the Bank for International Settlements, in order to promote stability in the international financial system. The purpose of Basel III is to reduce the ability of banks to damage the economy by taking on excess risk. The objectives include: · Improve the banking sector’s ability to absorb shocks arising from financial and economic stress. · Improve risk management and governance · Strengthen banks’ transparency and disclosures These objectives are achieved through its 3 pillars: · Pillar 1: Minimum Regulatory Capital Requirements based on Risk Weighted Assets (RWAs): Maintaining capital calculated through credit, market and operational risk areas. · Pillar 2: Supervisory Review Process: Regulating tools and frameworks for dealing with peripheral risks that banks face. · Pillar 3: Market Discipline: Increasing the disclosures that banks must provide to increase the transparency of banks.
A shopkeeper purchased two rice bags, 'Brown Rice' and 'Basmati,' and sold them at identical prices. The bag of 'Brown Rice' was sold with a 20% profit,...
A shopkeeper acquires 24 pens at Rs. 900 each and 12 geometry boxes at Rs. 300 each. Later, he sells 2 pens to each of the 12 students, presenting them ...
A shopkeeper purchased an article for Rs. ‘a’ and marked it 150% above its cost price and sold it after giving two successive discounts of 300 and 2...
A shopkeeper marked an article P% above its cost price and sold it for Rs. 576 after giving a discount of 20%. If the ratio of cost price and selling pr...
A shopkeeper purchased an article for Rs. ‘a’ and marked it 150% above its cost price and sold it after giving two successive discounts of 540 and 2...
A shopkeeper sold a school bag at a profit of 30%. Had he sold the school bag at 15% profit he would have earned Rs.105 less. Find the cost price of the...
A and B started a business with investments in the ratio 11:10 respectively. After 10 months, C joined them with an investment 40% more than the investm...
Two identical items are sold for Rs.200 each, with 10% gain on one but 10% loss on the other. What is the net percentage loss or gain?
Seema sold a laptop at a profit of 15%. If she had bought it at 10% less and sold it for ₹ 2,200 more, she would have gained 40%. What was the cost pr...
Anita tried her hands on selling a cake that she had baked. She sold half of her cake at 20% profit, but seeing that cake would perish soon, sold half o...