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The provisioning requirements for all types of standard assets stands as below. Banks should make general provision for standard assets at the following rates for the funded outstanding on global loan portfolio basis: · Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectors at 0.25 per cent; · advances to Commercial Real Estate (CRE) Sector at 1.00 per cent; · advances to Commercial Real Estate – Residential Housing Sector (CRE - RH) at 0.75 per cent · housing loans extended at teaser rates · restructured advances – as stipulated in the prudential norms for restructuring of advances. · All other loans and advances not included above at 0.40 per cent.
A contract between you and an insurance company in which you make a lumpsum paymentor a series of payments and in return obtain regular disbursements be...
In private motor insurance, separate rates apply for vehicles below and above:
What is NOT an element of an insurance contract?
Identify the correct full form of GAAT?
An individual who may become eligible to receive payment due to will, life insurance policy, retirement plan, annuity, trust, or other contract is known...
Which of the following is NOT a common type of insurance policy?
The 'Insured's Declaration' form typically includes information about:
Consider the following statement:
I. Section 25 of IRDAI Act, 1999 lays down for establishment of Insurance Advisory Committee.
II. I...
What is the purpose of "File and Use" regulations?
A policy that covers financial losses due to delays in project completion caused by accidental damage is:
