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Start learning 50% faster. Sign in nowThe Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana, is a health insurance scheme launched in 2018 to provide free health insurance coverage of up to Rs. 5 lakh per family per year to over 10 crore families living below the poverty line in India. The scheme aims to provide financial protection and improve access to quality healthcare services. The Insurance Regulatory and Development Authority of India (IRDAI) is the regulatory body for the insurance sector in India, including health insurance. IRDAI regulates the norms and guidelines for health insurance policies, including premium rates, policy coverage, and claim settlement procedures.
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