Question
What is the maximum loan-to-value (LTV) ratio allowed
for loans sanctioned by banks against the pledge of gold ornaments and jewellery for non-agricultural purposes?Solution
Loans sanctioned by banks against the pledge of gold ornaments and jewellery for non-agricultural purposes should not exceed 75% of the value of the gold ornaments and jewellery. Furthermore, the LTV ratio of 75% should be maintained throughout the tenure of the loan. The LTV ratio is calculated against the total outstanding amount, including accrued interest, and the current value of the gold jewellery accepted as security or collateral.
Visual aid of communication includes which of the following?
Which of the following is not matched correctly?Â
Axenic culture isÂ
The process of removal of undesirable or non-productive animals from herd is called……………………
A form of indigestion marked by excessive accumulation of gas in the rumen. This form of indigestion is termed asÂ
Where is the ICAR-Central Institute for Arid Horticulture located?
Crops cultivated to catch the forthcoming season when main crop has failed are called ___
The let-down of milk in cow is due to release of which of the following hormone?Â
Which fungal disease affects rice plants and is characterized by white, powdery growth on leaves and stems?Â
Rice stem borers lay eggs on which one of the following parts of the plant?
