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The three pillars as given by Basel accords are: •First Pillar: Minimum Capital Requirement - The first pillar Minimum Capital Requirement is mainly for total risk including the credit risk, market risk as well as Operational Risk. •Second Pillar: Supervisory Review Process is basically intended to ensure that the banks have adequate capital to support all the risks associated in their businesses. As per RBI guidelines ICAAP or Internal Capital Adequacy Assessment Process is done by banks themselves while SREP or Supervisory Review and Evaluation Process is conducted by RBI. •Third Pillar: Market Discipline - The idea of the third pillar is to complement the first and second pillar. This is basically a discipline followed by the bank such as disclosing its capital structure, tier-I and Tier –II Capital and approaches to assess the capital adequacy.
What is the minimum pension provided under the NPS Vatsalya scheme?
Which of the following officer is nominated as Nodal officer for the operation of ‘Pradhan Mantri Kisan Samman Nidhi Yojana’ in Uttrakhand?
Who was conferred the Order of the Druk Gyalpo, Bhutan’s highest civilian decoration?
Which of the following countries in south asia received the lowest remittance in 2022?
Which of the following referred to as ‘paper taxes’?
I. Weather tax
II. Gift tax
Night blindness is a condition caused by a deficiency of which vitamin?
President Droupadi Murmu became the first Indian to be honoured with the Grand Order of the Chain of the Yellow Star. It is the highest civilian award o...
About 50% of the ______ Basin lies in Maharashtra.
Who among the following was the first chief guest to attend the Republic Day in 1950?
Which of the following is the traditional bamboo dance of the Mizos?