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The three pillars as given by Basel accords are: •First Pillar: Minimum Capital Requirement - The first pillar Minimum Capital Requirement is mainly for total risk including the credit risk, market risk as well as Operational Risk. •Second Pillar: Supervisory Review Process is basically intended to ensure that the banks have adequate capital to support all the risks associated in their businesses. As per RBI guidelines ICAAP or Internal Capital Adequacy Assessment Process is done by banks themselves while SREP or Supervisory Review and Evaluation Process is conducted by RBI. •Third Pillar: Market Discipline - The idea of the third pillar is to complement the first and second pillar. This is basically a discipline followed by the bank such as disclosing its capital structure, tier-I and Tier –II Capital and approaches to assess the capital adequacy.
Which of the following power does not lie with the Parliament as per Art.3 of the Constitution?
The maxim ‘actus non facit rea nisi mens sit rea’ means:
What does the term "product" include according to the definition provided "under the Consumer Protection Act" ?
What is the validity period of a Shelf Prospectus as per the Companies Act?
What is the time period by which the Adjudicating Authority may by order extend the duration of corporate insolvency resolution process beyond one hundr...
A person shall be deemed to be dead if he remained unheard for ………….. years
When an immovable property has been sold in execution of a decree and sale has become absolute, property shall be deemed to have vested in the purchaser...
Which of the following is included in the definition of "consumer rights"?
Negotiable Instrument according to Section 13 of the Negotiable Instrument Act, 1881 do not include__________.
Who grants certificate of commencement of business to a depository?