Question
As far as the features of the Pradhan Mantri Vaya
Vandana Yojana (PMVVY) goes, which of the following is true if the pensioner dies during the policy term of 10 years?Solution
The ‘Pradhan Mantri Vaya Vandana Yojana (PMVVY) has been launched by the Government to protect elderly persons aged 60 years and above against a future fall in their interest income due to uncertain market conditions, as also to provide social security during old age. The scheme is implemented through the Life Insurance Corporation of India (LIC) and open for subscription up to 31st March, 2023. There is no maximum entry age limit for the Scheme. Benefits Maturity benefit: If the pensioner survives till the end of the policy term of 10 years, purchase price of the annuity along with final pension instalment will be payable to the policyholder. Death benefit: If the pensioner dies during the policy term of 10 years, the purchase price of the annuity scheme will be refunded to the beneficiary.
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