Question
Under the proposed framework on ECL model for bank,
interest income will be recognised on what basis for stage 3 assets?Solution
Interest recognition in respect of Stage 3 assets should be on the basis of actual receipt of cash flows and not on an accrual basis. This approach is consistent with the approach in US GAAP which permits banks to place financial assets on nonaccrual basis if the cash flows cannot be reliably estimated.
If a time series exhibits a cyclical pattern that does not follow a fixed period (e.g., economic cycles), which of the following decomposition methods w...
What is the purpose of the break statement in Python?
A data analyst is working on a survey dataset that records customer feedback as "Very Satisfied," "Satisfied," "Neutral," "Dissatisfied," and "Very Diss...
A dataset contains customer email addresses, and you need to validate the email format. Which of the following methods is most suitable for this task? <...
Which of the following methods is used to ensure stationarity in time series data, a critical prerequisite for ARIMA modeling?
What is the primary objective of Exploratory Data Analysis (EDA) in a data analysis workflow?
A company notices a sudden spike in product returns during a specific quarter. Which type of analysis should be conducted to identify the root cause an...
What is the primary advantage of using CIDR (Classless Inter-Domain Routing) in IP addressing?
When identifying business problems, what is the first step a data analyst should take to ensure clarity and effectiveness in solving the problem?
Which regex symbol matches zero or more occurrences of the preceding character?
