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Cross-Border Remittances through UPI-PayNow linkage is meant for remittances between India and Singapore. The linkage provides a convenient (24/7), real-time, secure, and cost-effective means for customers of participating Banks and Non-Bank Financial Institutions (NFIs) to transfer funds across borders. An Indian UPI user (who is a participant in the linkage) will be able to send money to a user of Singapore’s PayNow member (who is a participant in the UPI-PayNow linkage) using the Singapore user’s mobile number or Virtual Payment Address (VPA). Conversely, a user of Singapore’s PayNow (who is a participant in the UPI-PayNow SG linkage) will be able to send money to an Indian UPI user (who is a participant in the UPI-PayNow linkage) using the Indian User UPI ID Banks and Non-Banks participating in UPI-PayNow SG linkage India Side: •Axis Bank •DBS Bank Ind •ICICI Bank •Indian Bank •Indian Overseas Bank •State Bank of India Singapore Side: •DBS Bank Singapore •Liquid Group
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