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The three pillars as given by Basel accords are: · First Pillar: Minimum Capital Requirement - The first pillar Minimum Capital Requirement is mainly for total risk including the credit risk, market risk as well as Operational Risk. · Second Pillar: Supervisory Review Process is basically intended to ensure that the banks have adequate capital to support all the risks associated in their businesses. As per RBI guidelines ICAAP or Internal Capital Adequacy Assessment Process is done by banks themselves while SREP or Supervisory Review and Evaluation Process is conducted by RBI. · Third Pillar: Market Discipline - The idea of the third pillar is to complement the first and second pillar. This is basically a discipline followed by the bank such as disclosing its capital structure, tier-I and Tier –II Capital and approaches to assess the capital adequacy.
India's Credit-to-Deposit (C-D) ratio for 2023-24 increased to what percentage?
L&T Finance Ltd. has recently transitioned from an NBFC Core Investment Company (NBFCCIC) to a Non banking Financial Company (Investment and Credit Comp...
RailTel Corporation has received a Work Order from which bank for providing 4G LTE connectivity to 15,000 offsite ATMs across the country?
India’s energy demand is expected to triple by 2050. What is the primary driver behind this surge in demand, and how is India positioned in terms of g...
What is the primary goal of the newly launched Krishi Decision Support System (KrishiDSS)?
Which city is to host U18 women basketball event?
The Cabinet's decision to confer Classical Language status to certain Indian languages holds immense cultural and linguistic significance. Considering t...
The Indian Council of Medical Research (ICMR) signed an MoU with NTPC Vidyut Vyapar Nigam to install rooftop solar panels in how many of its institutes?
Which region in Finland will host NATO’s new Multi Corps Land Component Command, expected to be operational in 2024?
What was the total value of the brand strength index (BSI) score of Amul in 2024?