Question
As per RBI guidelines, for the purpose of calculation of
LTV in case of housing loans, stamp duty, registration and other documentation charges can be added to the cost of the house/dwelling unit if the cost of the house/dwelling units does not exceed _________Solution
In order to have uniformity in the practices adopted for deciding the value of the house property while sanctioning housing loans, banks should not include stamp duty, registration and other documentation charges in the cost of the housing property they finance so that the effectiveness of LTV norms is not diluted. (c) However, in cases where the cost of the house/dwelling units does not exceed Rs.10 lakh, bank may add stamp duty, registration and other documentation charges to the cost of the house/dwelling unit for the purpose of calculating LTV ratio.
- In the following question below are given some statements followed by some conclusions based on those statements. Taking the given statements to be true ev...
Statements:
Only White are Grey
No Blue are Black
All Blue are White
Conclusion:
I. Some Blue can be Grey
Three statements are followed by three conclusions numbered I, II, and III. You have to consider these statements to be true, even if they seem to be at...
- Three statements are given, followed by three conclusions numbered I, II and III. Assuming the statements to be true, even if they seem to be at variance w...
Statements:
Only a few A is B
No B is C
Only a few C is D
Some D is E
Conclusions:
I). Â No A is C
Statements:
No mountain is plane.
No river is mountain.Â
Conclusions:
I. No plane is river.
II. All river are ...
Conclusions:
I. No Lid being Utensil is a possibility.
II. Some Spoons are not Plates.
III. Some Spoons are Cups.
Statements:
Statements: All watches are clocks.
Some wall clocks are calculators.
Conclusions: I. No watch is a calculator.
II. Some calculat...
In the question below there are three statements followed by three conclusions I, II, and III. You have to take the three given statements to be true ...
- Three statements are given, followed by three conclusions numbered I, II and III. Assuming the statements to be true, even if they seem to be at variance w...
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