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As per RBI circular on Collateral Free Loans - Educational Loan Scheme, it is mandatory that banks should not obtain collateral security in the case of education loans up to ₹4 lakh. According to RBI guidelines under Model Education Loan Scheme (MELS) set by the Indian Banks’ Association (IBA): • Loans of up to INR 4 lakhs are entirely collateral-free. • For loans between INR 4 lakhs and INR 7.5 lakhs, students need to provide a guarantor. • Loans exceeding INR 7.5 lakhs require tangible collateral.
Which of the following elements is the most reactive?
Which principle of industrial relations emphasizes the importance of collaboration and teamwork between employers and employees?
Which of the following is responsible for facilitating dialogue between employers and employees at the workplace under the Industrial Disputes Act, 1947?
Which of the following is incorrect in regards to Janani Suraksha Yojana
Select the set in which the numbers are related in the same way as are the numbers of the following sets.
(Note: Operations should be performed o...
What percentage of FDI allowed in insurance sector?
What is the primary purpose behind NASA's recent launch of the Tempo device?
Which one of the following is the amount of annual premium of the Pradhan Mantri Suraksha Bima Yojana (PMSBY) for accident and disability cover up to â...
 In a coded language 'PROBLEM' is written as 'MPERLOB'. In the same coded language how will you write 'NUMBERS' ?Â
Under which five-year plan was Bharat Nirman started by the Government of India to upgrade rural infrastructure?
