Question
Which of the following is not true about Pradhan Mantri
Mudra Yojana? 1. Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. 2. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. 3. Under the aegis of PMMY, MUDRA has created three products namely 'Shishu', 'Kishore' and 'Tarik' to signify the stage of growth / development and funding needs of the beneficiary. 4. The maximum loan amount that can be sanctioned under ‘Kishore’ Scheme is 5 lakhs.Solution
Under the aegis of Pradhan Mantri Mudra Yojana (PMMY), MUDRA has created products/ schemes. The interventions have been named 'Shishu', 'Kishore' and 'Tarun' to signify the stage of growth/development and funding needs of the beneficiary micro unit/entrepreneur and also provide a reference point for the next phase of graduation/growth to look forward to : Shishu: covering loans up to 50,000/- Kishor: covering loans above 50,000/- and up to 5 lakh. Tarun: covering loans above 5 lakh and up to 10 lakh.
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