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As a matter of prudence, RBI has stipulated that scheduled commercial banks operating in India shall maintain a minimum total capital (MTC) of 9% of total risk weighted assets (RWAs) i.e., capital to risk weighted assets (CRAR). This will be further divided into different components I. Common Equity Tier 1 (CET1) capital must be at least 5.5% of risk-weighted assets (RWAs) i.e., for credit risk + market risk + operational risk on an ongoing basis. II. Tier 1 capital must be at least 7% of RWAs on an ongoing basis. Thus, within the minimum Tier 1 capital, Additional Tier 1 capital can be admitted maximum at 1.5% of RWAs. III. Total Capital (Tier 1 Capital plus Tier 2 Capital) must be at least 9% of RWAs on an ongoing basis. Thus, within the minimum CRAR of 9%, Tier 2 capital can be admitted maximum up to 2%. IV. If a bank has complied with the minimum Common Equity Tier 1 and Tier 1 capital ratios,then the excess Additional Tier 1 capital can be admitted for compliance with the minimum CRAR of 9% of RWAs. V. In addition to the minimum Common Equity Tier 1 capital of 5.5% of RWAs, banks are also required to maintain a capital conservation buffer (CCB) of 2.5% of RWAs6 in the form of Common Equity Tier 1 capital
The ratio of the present ages of P and Q is 6:5 respectively. If the age of P 12 years hence from now will be 125% more than the age of Q 4 years ago fr...
The combined current ages of Rajesh and Ramesh total 77 years. One year ago, the ratio of their ages was 7:8, with Rajesh being 7 parts and Ramesh bein...
The present ages of 'A' and 'B' are in the ratio of 3:7. The difference between their current ages is 12 years. How much percent older will 'B' be than...
The sum of the ages of two persons is 60 years. In 5 years, the ratio of their ages will be 4:5. Find their present ages.
The present ages of Vikas and Sneha are in the ratio 7:4, respectively. After 6 years from now, the sum of their ages will be 78 years. Find the present...
Ratio of present ages of A and B is 6:5, respectively. C who is 6 years older than A will become 60 years older after 12 years. Find the present age of B.
The ratio of the present age of mother and son is 11:5. 5-years ago the father's age was 5 years less than thrice the age of son and 6 years hence the a...
The present ages of ‘R’ and ‘S’ are in the ratio 2:3. Five years later, the ratio of their ages will be 3:4. What was the age of ‘R’ 6 years...
12 years ago from now, ratio of ages of ‘R’ and ‘L’ was 3:5, respectively. If ‘L’ is 8 years elder to ‘R’, then what will be the age of ...
The ages of A, B and C together are 54 years. B is twice as old as A and C is 6 years older than A. What is the difference between ages of B and C?
