Consider the following statement about Pradhan Mantri MUDRA Yojana.
I. It was launched by the government in 2015.
II. It was launched for providing loans up to Rs. 10 lakh to the non-corporate, non-farm small/micro-enterprises.
III. MUDRA does not lend directly to micro-entrepreneurs/individuals.
Which of the following/s statement/s is/are correct?
• Pradhan Mantri Mudra Yojana was launched in April 2015 by the Prime Minister, the Mudra Yojana aims to enable Micro Finance Institutions (MFIs), Non-Banking financial institutions/Companies (NBFCs), Small Finance Banks, RBRs, Commercial Banks, Cooperative Banks, etc. to provide Low Rate Loans to eligible entities. • Banks have extended loans of Rs 18.6 trillion to about 34.4 crore beneficiaries so far under the Pradhan Mantri Mudra Yojana (PMMY). • Women make up over 68% of the Mudra account holders and 22% of the loans were disbursed to new entrepreneurs. • 51% of total sanctioned loans have gone to beneficiaries in the SC/ST/ OBC categories. • The scheme was launched by the Prime Minister on April 8, 2015. • Mudra loans are extended to three categories of borrowers — Sishu, Kishore and Tarun. • Customers seeking loans up to Rs 50,000 come under the Sishu category; the Kishore category, above Rs 50,000 and up to Rs 5 lakh; and the Traun category loan above Rs 5 lakh and up to Rs 10 lakh.
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