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The Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
The observation of people at work that would reveal the one best way to do a task is known as
"It all depends on the variables of a situation" best describes the
The share capital of a company limited by shares shall be of two kinds________________________
____________ process checks to ensure that the components of the computer are operating and connected properly.
Which of the following is incorrect with respect to the information that are required to be incorporated in the Memorandum of Association of a Company?
_______________means such capital as is authorised by the memorandum of a company to be the maximum amount of share capital of the company.
According to the provisions as laid down under the Companies Act, can a Producer Company make a donation or subscription without any formal approval?
In computer terminology, ‘CAD’ stands for
Which of the following IFRS deals with Insurance Contracts?
Which of the following command in POP Selects the Mail box to access the message
