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The Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. RBI Headquarters: Mumbai Governor: Shaktikanta Das 4 Deputy Governors: T. Rabi Sankar,MK Jain, MD Patra, M Rajeshwar Rao Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
'Dog' is related to 'Labrador' in the same way as 'Vegetable' is related to '_______'.
Select the option that represents the correct order of the given words as they would appear in an English dictionary.
1. Appear
2. Approac...
A 200 m long train at the speed of 60 km/h crosses another train as fast as twice the speed of first and running in opposite direction in 10 sec. Find t...
Statements:
1. Some mammals are animals.
2. All animals are birds.
Conclusions:
1. All birds are animals.
2. Some...
There are six persons, A, B, C, D, E and F. A, B, C and F are male and other two are female. The height of A is 5.2 feet, B is 5.7 feet, C is 5.9 feet, ...
Each of P, Q, R, S, T, U and V has exam on different day of the same week starting from Monday and ending on Sunday. R's exam is immediately before U's ...
If 10th May of a given year is Monday, what day of the week will be 11th July of the same year?
Two statements are given, followed by two conclusions numbered I and II. Assuming the statement to be true, even if they seem to be at variance with co...
In a certain code, JUG is coded as 38 and WATER is coded as 67. How will GLASS be coded in the same code?
Select the triad in which the numbers are related in the same way as are the numbers of the following triads. (NOTE: Operations should be performed on t...
