The Reserve Bank of India (RBI) recently prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). It has stipulated a minimum net worth of What amount for tier one UCBs operating in a single district ?
The Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. RBI Headquarters: Mumbai Governor: Shaktikanta Das 4 Deputy Governors: T. Rabi Sankar,MK Jain, MD Patra, M Rajeshwar Rao Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
Six students are sitting around a circular table facing the centre. A is an immediate neighbour of both E and D. E sits third to the right of C. D sits ...
The sentence below has a word in which the letters are jumbled up. Rearrange the letters of that word, written in capital letters, to form the correct w...
Statement:
A. Some fish are birds.
B. No cat is bird.
Conclusion:
I. No bird is cat.
II. Some birds are fish.
Three of the following four figures are alike in a certain way and one is different. Select the odd one.
What should come in place of ‘?’ in the given series?
16, 21, ?, 43, 60, 81, 106
Select the correct option that indicates the arrangement of the given words in the order in which they appear in an English dictionary.
1. Formal...
Rohit, Kyra, Suraj, Laila and Diya are sitting on a bench. Kyra is sitting to the right of Suraj, who is not sitting at extreme corners. Laila is sittin...
Which of the following numbers will replace the question mark (?) in the given series?
4, 11, 19, 31, 52, 89, ?
A team of 5 members is to be selected from 6 men A, B, C, D, E and F and 6 women P, Q, R, S, T and U, C and U have to be selected together. If B is sele...
Four letter-clusters have been given, out of which three are alike in some manner and one is different. Select the letter-cluster that is different.
