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To transform rural credit delivery system, the Reserve Bank of India has decided to launch pilot projects to digitize Kisan Credit Card ( KCC ) in Madhya Pradesh and Tamil Nadu . Based on the learnings from the pilot project, it is planned to expand the digitalisation of KCC lending to other districts in these two states and gradually across the country.It will commence in September 2022 in select districts of Madhya Pradesh and Tamil Nadu with Union Bank of India and Federal Bank, respectively, as partner banks and with active cooperation of the respective State governments.The pilot project would entail automation of various processes within banks and integration of their systems with the service providers .
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