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To enhance the effectiveness of its grievance redressal systems, the Reserve Bank of India (RBI) has urged Credit Information Companies to designate an internal ombudsman (IO) by April 1, 2023. The Central Bank made the decision in August to include CICs in the scope of the RBI-Integrated Ombudsman Scheme 2021 in order to broaden its appeal. The RBI claimed that the action would give clients of regulated businesses a free alternative dispute resolution method for complaints regarding CICs. Only complaints that the CIC has already reviewed but rejected in whole or in part will be handled by the IO. Direct complaints from complainants or members of the public won't be handled by it. A Credit Information Company (CIC) is an organization which collects and analyses credit and loan related data about individuals and companies and generates its products and services on the basis of this data. This data is provided to CICs by their member banks and other financial institutions. Reserve Bank-Integrated Ombudsman Scheme (RB-IOS) A Scheme for resolving customer grievances in relation to services provided by entities regulated by Reserve Bank of India in an expeditious and cost-effective manner under Section 35A of the Banking Regulation Act, 1949 (10 of 1949), Section 45L of the Reserve Bank of India Act, 1934 (2 of 1934) and Section 18 of the Payment and Settlement Systems Act, 2007 (51 of 2007).
Number of faculties in Physics and Biology in an institute is in the ratio of 4:7 respectively. If 75 more faculties join Physics, while 40 more faculti...
Monthly savings of ‘Q’ is 25% more than that of ‘P’ and is 48% less than monthly income of ‘P’. Monthly expenditure of ‘Q’ is Rs. 3450 a...
In an office, the ratio of the number of males to number of females is 12:7. If 4 males joined the officeand 5 females left the office, then the ratio o...
The ratio of the two numbers is 3:7. 120% of the first number is equal to the 60% of the second number. Find the sum of both the numbers.
Two numbers are in the ratio 5:3. After adding 3 and 5 to them respectively the ratio becomes 2:3. Find the bigger number.
Total population of city P and Q is 4420 and 5940 respectively. If the ratio of number of males to females in city is P and Q is 8:5 and 5:4 respectivel...
The ratio of land and water on the entire Earth is 1:2. If this ratio is 2:3 in the Northern Hemisphere, then what will be this ratio in the Southern He...
In a company with 800 employees, the average age of male employees is 42 years and that of female employees is 41 years. If the average age of all the e...
The ratio between the number of males and females in a college is 25: 26. If the number of males increases by 20% and the number of females increases by...
There is a mixture of 70 liters of apple juice and water in a vessel. The ratio of apple juice to water is 3:4. If 21 liters of the mixture is taken out...
