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Bank of Maharashtra (BoM) has emerged as the top performer in terms of loan growth in percentage terms among public sector lenders recording 28.62 percent increase in gross advances at Rs 1,48,216 crore at the end of September 2022 during second quarter of 2022-23. It was followed by Union Bank of India with 21.54 per cent growth to Rs 7,52,469 crore. The country's largest lender State Bank of India stood at third spot with 18.15 per cent jump in gross advances. With regard to Retail-Agriculture-MSME (RAM) loans, BoM recorded the highest growth of 22.31 per cent followed by Bank of Baroda with 19.53 percent and SBI at 16.51 percent during the same quarter. As far as low-cost Current Account Savings Account (CASA) deposits are concerned, BoM topped the chart with 56.27 percent followed by Canara Bank at 50.99 per cent. BoM and SBI with 3.55 per cent Net Interest Margin (NIM), a key profitability parameter, stood at the top among PSBs. It was followed by Bank of India at 3.49 per cent and Central Bank of India at 3.44 per cent. Learn Along: Bank of Maharashtra Headquarters: Pune CEO: A. S. Rajeev Union Bank of India Headquarters: Mumbai CEO: A. Manimekhalai SBI Headquarters: Mumbai Chairperson: Dinesh Kumar Khara Central Bank of India Headquarters: Mumbai MD & CEO: M. V. Rao Net interest margin ( NIM) is a metric comparing the net interest income created by a financial firm. It is arrived from credit products, such as loans and mortgages, with the outgoing interest it charges to savings account holders and deposit certificates (CDs). A current account, also known as financial account is a type of deposit account maintained by individuals who carry out significantly higher number of transactions with banks on a regular basis. It is created by the bank on request of the applicant and is made available for frequent or immediate access. A savings account is a basic type of bank account that allows you to deposit money. You can withdraw your money from it, and most banks pay you compounding interest on the balance of these accounts. The purpose of a savings account is to provide a safe place to store the money you're not using for regular expenditures.
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