Question
Which central government scheme has provided a platform
for financial inclusion by facilitating the street vendors to carry out digital transactions?Solution
In line with the Digital India vision, PM SVANidhi has also provided a platform for financial inclusion by facilitating the street vendors to carry out digital transactions.Street vendors have recorded 37.70 crore digital transactions to the tune of more than Rs. 45,000 crore. PM SVANidhi -Ministry of Housing & Urban Affairs launched a scheme PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) to empower Street Vendors by not only extending loans to them, but also for their holistic development and economic upliftment. To provide handholding support to street vendors, Ministry of Housing and Urban Affairs (MoHUA) launched PM SVANidhi a micro credit scheme, facilitating a working capital collateral free loan of ₹10,000, with subsequent loans of ₹20,000 and ₹50,000 with 7% interest subsidy.
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