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The Reserve Bank of India (RBI) notified that the credit growth of the banking system stood at 16.8% for the three months ended December,2022. The loan growth was led by private sector banks, which saw a 19.1% Y-o-Y rise in 2022, compared with 13.1% a year ago. Public sector banks increased their credit portfolio by 15.7% during the calendar yearOn the other hand, total deposits increased 10.3% y-o-y in Q3FY23, led by a 13.2% growth in term deposits. Current and savings deposits recorded a moderate growth of 4.6% and 7.3%, respectively. The all- India credit-deposit (CD) ratio increased to 75.9% during the quarter compared to 74.8% in Q2FY23.
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