The Reserve Bank has harmonised the provisioning norms for standard assets applicable to all categories of urban cooperative banks (UCBs). Under this,advances to the commercial real estate (CRE) sector which are standard shall attract a uniform provisioning requirement of ______ of the funded outstanding on a portfolio basis.
The Reserve Bank has harmonised the provisioning norms for standard assets applicable to all categories of urban cooperative banks (UCBs). In December last year, the RBI categorised UCBs into four tiers including, tiers 1, 2, 3, and 4 for regulatory purposes. Prior to that, such banks fell only in tier 1 and tier 2 categories. Advances to commercial real estate (CRE) sector which are standard shall attract a uniform provisioning requirement of one percent of the funded outstanding on a portfolio basis. In case of the Commercial Real Estate-Residential Housing Sector (CRE-RH) and all other loans and advances, the provisioning requirements would be 0.75 percent and 0.4 percent, respectively. RBI has categorised all unit UCBs and salary earners' UCBs (irrespective of deposit size), and all other UCBs having deposits up to Rs 100 crore in tier 1. In tier 2, it has placed UCBs with deposits more than Rs 100 crore and up to Rs 1,000 crore. Tier 3 will cover banks with deposits more than Rs 1,000 crore and up to Rs 10,000 crore. UCBs with deposits of more than Rs 10,000 crore have been categorised in tier 4.
In C₄ plants, the first stable product of photosynthesis is:
Sorghum contains toxic substance which is known as
Fruit of Papaya is botanically known as
Central Dogma is
What is the primary objective in the cotton ginning process?
Which year was designated as the National Year of Millets?
Which of the following is NOT a key practice in Natural Farming?
Lichens, the pioneer organisms that initiate ecological succession are actually a symbiotic association of
Which scheme aims to promote the use of bio-pesticides and bio-agents for pest control?
Water potential of chemically pure water is: